303 1/2 Caroline St, Fredericksburg, VA 22401 Property Records

Fredericksburg City property record for 303 1/2 Caroline St, Fredericksburg, VA 22401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,110 sqft · built 1909
Lot Size	0.078 acres (3,441 sqft)
Owner	Trust Name on File
Tax Bill	$5,277 (2026)
Deeds & Mortgages	May 2020 Line of Credit Jun 2020 Sale & Mortgage + 1 more
APN	`7789-23-7029`

Property Details

APN / Parcel Number

Primary APN	`7789-23-7029`
Alternative APNs	`0491` `491`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,110 sqft Living Area
1st Floor Area	2,076 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1909
Architectural Style	Victorian
Exterior Material	Brick
Foundation Type	Concrete
Roof Type	Flat
Roof Material	Metal
Lot Area	3,441 sqft (0.078 acres)
Lot Dimensions	265 ft deep x 57 ft wide
Terrain	Rolling
Garage Type	Built-in

Exterior Amenities

Porch	Porch
Porch Area	432 sqft
Deck Area	456 sqft
Patio Area	66 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	491
Old Parcel Number	0491
Street Address	303 1/2 CAROLINE ST
City	FREDERICKSBURG
State	VA
Zip	22401-6011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LT 254 3,445 SF BL 51-303B
Legal Subdivision	AIRPORT
Legal Block	51
Legal Lot Number	254
Jurisdiction	FREDERICKSBURG CITY VA
Township / Civil Division	FREDERICKSBURG
Census Block Group	3
Census Block	3006
Census Tract	400

Owner

303 1/2 Caroline St is owner-occupied and held in a trust since February 2015.

Source: Fredericksburg City records, as of March 6, 2026

Owner of Record	Trust Name on File
Mailing Address	303 1/2 CAROLINE ST
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2020	Deed of Trust, Mortgage · Line of Credit VIRGINIA PTRS BK
Jun 1, 2020	Warranty Deed, Transfer · Conventional Mortgage JOHNSON MTG
Jan 6, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2015
Deed Sale	Feb 18, 2015
Deed Document Number	2015351
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICKSBURG CITY VA
Property Address	303 1/2 CAROLINE ST, FREDERICKSBURG, VA 22401-6011
Document Number	202001436
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 CAROLINE ST FREDERICKSBURG VA 224016011, FREDERICKSBURG, VA 22401-6011

Mortgage

Document Number	202001436
Date	Jun 1, 2020
Instrument	2001436

Lender

Name	VIRGINIA PTRS BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICKSBURG CITY VA
Recording Date	Jun 1, 2020
Property Address	303 1/2 CAROLINE ST, FREDERICKSBURG, VA 22401-6011
Document Number	202001434
Instrument Date	May 20, 2020
Instrument	2001434
Transaction Type	Transfer
Record Updated	Jul 7, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$970.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 CAROLINE ST FREDERICKSBURG VA 224016011, FREDERICKSBURG, VA 22401-6011

Mortgage

Document Number	202001435
Date	Jun 1, 2020
Instrument	2001435

Lender

Name	JOHNSON MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 31, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICKSBURG CITY VA
Recording Date	Jan 6, 2020
Property Address	303 1/2 CAROLINE ST, FREDERICKSBURG, VA 22401-6011
Document Number	200000048
Instrument Date	Sep 14, 2019
Instrument	48
Transaction Type	Transfer
Record Updated	Jan 21, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$1,035.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	459 TAFT AVE GLEN ELLYN IL 60137, GLEN ELLYN, IL 60137

Tax Assessment & Valuation

The 2026 property tax bill for 303 1/2 Caroline St was $5,277.

Source: Fredericksburg City assessment roll, as of January 1, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Fredericksburg City
Unified School District	Fredericksburg City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,277.00	$651,500 Land $260,000 Building $391,500	$651,500 Land $260,000 Building $391,500
2024	$4,339.00	$487,600 Land $180,000 Building $307,600	$487,600 Land $180,000 Building $307,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 303 1/2 Caroline St; 24 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 24 policies
Nearby Flood Policies	24 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 303 1/2 Caroline St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICKSBURG serves 28,350 people · EPA ID VA6630050
Water Source	Purchased surface water from SPOTSYLVANIA COUNTY UTILITIES
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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