Pasco County property record for 3029 Trinity Cottage Dr, Land O Lakes, FL 34638
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,990 sqft · built 2007 |
| Lot Size | 0.126 acres (5,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $399,000 (Dec 2022) |
| Tax Bill | $7,744 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Jan 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-26-18-0030-00G00-0080 |
| Primary APN | 21-26-18-0030-00G00-0080 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,990 sqft Living Area |
| Gross Area | 2,536 sqft |
| 1st Floor Area | 1,990 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,500 sqft (0.126 acres) |
| Garage Area | 420 sqft |
| Driveway | Driveway |
| Driveway Area | 559 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Screened Porch |
| Porch Area | 126 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 1017205 |
|---|---|
| Street Address | 3029 TRINITY COTTAGE DR |
| City | LAND O LAKES |
| State | FL |
| Zip | 34638-8137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | CONCORD STATION PHASE 4 UNITS A & B PB 60 PG 110 BLOCK G LOT 8 |
| Legal Range | 18E |
| Legal Township | 26S |
| Legal Section | 21 |
| Legal Subdivision | CONCORD STATION |
| Legal Phase | 4 |
| Legal Tract | 30 |
| Legal Block | G |
| Legal Lot Number | 8 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | NEW PORT RICHEY |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 31603 |
3029 Trinity Cottage Dr is owned and occupied by an individual who bought it in December 2022.
Source: Pasco County records, as of December 19, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3029 TRINITY COTTAGE DR, LAND O LAKES, FL 34638-8137 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 27, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 11, 2022 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Mar 17, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jul 7, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Aug 20, 2019 | Warranty Deed, Transfer · VA Mortgage FREEDOM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 27, 2022 · Amount on File |
| Deed Sale | Dec 27, 2022 · Amount on File |
| Prior Sale | Jun 7, 2007 · Amount on File |
| Deed Document Number | 2022266747 |
| Deed Book / Page | 10742 / 1722 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Dec 27, 2022 |
| Property Address | 3029 TRINITY COTTAGE DR, LAND O LAKES, FL 34638-8137 |
| Document Number | 0107421722 |
| Book / Page | 10742 / 1722 |
| Map Reference | MB 60 PG 110-129 |
| Instrument Date | Dec 16, 2022 |
| Instrument | 2022266747 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2023 |
| Title Company | FLAGSHIP TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,793.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3029 TRINITY COTTAGE DR, LAND O LAKES, FL 34638-8137 |
| Name | Verified Name |
|---|---|
| Address | 24732 PORTOFINO DR, LUTZ, FL 33559-7368 |
| Document Number | 0107421724 |
|---|---|
| Date | Dec 27, 2022 |
| Instrument | 10742/1724 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 3029 TRINITY COTTAGE DR, LAND O LAKES, FL 34638-8137 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2022 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS |
| Name | Verified Name |
|---|---|
| Address | 3029 TRINITY COTTAGE DR, LAND O LAKES, FL 34638-8137 |
| Document Number | 0105231773 |
|---|---|
| Date | Jan 11, 2022 |
| Book Page | 10523/1773 |
| Instrument | 2022007948 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 3029 TRINITY COTTAGE DR, LAND O LAKES, FL 34638-8137 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2021 |
| Title Company | GREAT AMERICAN TITLE, GREAT AMERICAN TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 3029 TRINITY COTTAGE DR, LAND O LAKES, FL 34638-8137 |
| Document Number | 0103021186 |
|---|---|
| Date | Mar 17, 2021 |
| Book Page | 10302/1186 |
| Instrument | 2021053132 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 3029 TRINITY COTTAGE DR, LAND O LAKES, FL 34638-8137 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0101322717 |
|---|---|
| Date | Jul 7, 2020 |
| Book Page | 10132/2717 |
| Instrument | 2020108122 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Aug 20, 2019 |
| Property Address | 3029 TRINITY COTTAGE DR, LAND O LAKES, FL 34638-8137 |
| Document Number | 0099582266 |
| Book / Page | 009958 / 002266 |
| Instrument Date | Aug 14, 2019 |
| Instrument | 140357 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2019 |
| Title Company | CHAMPION'S TITLE SERVICES LLC, CHAMPION'S TITLE SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,749.30 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3029 TRINITY COTTAGE DR LAND O LAKES FL 346388137, LAND O LAKES, FL 34638-8137 |
| Document Number | 99582268 |
|---|---|
| Date | Aug 20, 2019 |
| Book Page | 009958/002268 |
| Instrument | 140358 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 19, 2049 |
The 2025 property tax bill for 3029 Trinity Cottage Dr was $7,744 with a homeowner's exemption.
Source: Pasco County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,744.00 Homeowner's exemption | $339,850 Land $76,455 Building $263,395 | $339,850 Land $76,455 Building $263,395 |
| 2023 | $7,749.00 (+51.11%) Additional exemption filed | $339,322 (+66.32%) Land $58,905 Building $280,417 | $339,322 (+17.82%) Land $58,905 Building $280,417 |
| 2022 | $5,128.00 Homeowner's exemption | $204,020 Land $49,155 Building $154,865 | $288,004 Land $49,155 Building $238,849 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3029 Trinity Cottage Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 115 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 115 in force |
| Nearby Flood Claims | 3 (2015–2017) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3029 Trinity Cottage Dr is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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