3029 Summer Set Cir, Banning, CA 92220 Property Records

Riverside County property record for 3029 Summer Set Cir, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,710 sqft · built 1990
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Company Names on File
Last Sale	$238,000 (Oct 2017)
Tax Bill	$3,782 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`538-322-013`

Property Details

APN / Parcel Number

Primary APN	`538-322-013`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,710 sqft Living Area
Gross Area	2,361 sqft
1st Floor Area	1,710 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Wood
Roof Material	Gravel
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Attached
Garage Area	477 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3029 SUMMER SET CIR
City	BANNING
State	CA
Zip	92220-3705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.10 ACRES IN LOT 70 MB 134/071 TR 18063
Legal Subdivision	134M71
Legal Tract	18063
Legal Lot Number	70
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	1
Census Block	1019
Census Tract	44300

Owner

3029 Summer Set Cir is owned by a company that acquired it in July 2024.

Source: Riverside County records, as of August 26, 2026

Owner of Record	2 Company Names on File
Mailing Address	3029 SUMMER SET CIR, BANNING, CA 92220-3705
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jun 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEW WAVE LOANS RESIDENTIAL INC
Jun 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage NMSI INC
Oct 10, 2017	Grant Deed, Transfer · Conventional Mortgage BNB FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2017 · Amount on File
Deed Sale	Oct 10, 2017 · Amount on File
Prior Sale	Dec 22, 2015 · Amount on File
Deed Document Number	2017419659
Last Transfer Date	Jul 25, 2024
Transfer Doc	0000232504
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	3029 SUMMER SET CIR, BANNING, CA 92220-3705
Transaction Type	Mortgage
Record Updated	May 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3029 SUMMER SET CIR, BANNING, CA 92220-3705

Mortgage

Document Number	0000118949
Date	Apr 24, 2024
Instrument	2024-0118949

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 15, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	3029 SUMMER SET CIR, BANNING, CA 92220-3705
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	PROVIDENCE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000233894
Date	Jun 3, 2020
Instrument	2020-0233894

Lender

Name	NEW WAVE LOANS RESIDENTIAL INC
Type	Non-Lending Institution
Address	ROWLAND HEIGHTS, CA 91748

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	3029 SUMMER SET CIR, BANNING, CA 92220-3705
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000198019
Date	Jun 3, 2019
Instrument	2019-0198019

Lender

Name	NMSI INC
Type	Mortgage Company
Address	LOS ANGELES, CA 90010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 10, 2017
Property Address	3029 SUMMER SET CIR, BANNING, CA 92220-3705
Document Number	0000419659
Instrument Date	Sep 6, 2017
Instrument	419659
Transaction Type	Transfer
Record Updated	Aug 25, 2018
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$262.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3029 SUMMER SET CIR BANNING CA 922203705, BANNING, CA 92220-3705

Mortgage

Document Number	419660
Date	Oct 10, 2017
Instrument	419660

Lender

Name	BNB FINANCIAL INC
Type	Bank
Address	GLENDALE, CA 91203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 9, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3029 Summer Set Cir was $3,782.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$276,213 (+2%) Land $23,209 Building $253,004
2025	$3,782.00	$270,798 Land $22,754 Building $248,044
2023	$3,703.00 (+2.12%)	$260,284 Land $21,871 Building $238,413
2022	$3,626.00
2021			$305,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3029 Summer Set Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3029 Summer Set Cir is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 71% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, GeoLinks, Verizon.

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