Madison County property record for 3029 Silver Charm Ct, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 1,951 sqft · built 2012 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $284,900 (Jun 2024) |
| Tax Bill | $2,686 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage Jun 2024 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0054-0012-0015 |
| Primary APN | 0054-0012-0015 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,951 sqft Living Area |
| Year Built | Built 2012 |
|---|---|
| Exterior Material | Brick |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 378 sqft |
| Parking Spaces | 1 Parking Space |
| Account Number | 72745 |
|---|---|
| Street Address | 3029 SILVER CHARM CT |
| City | RICHMOND |
| State | KY |
| Zip | 40475-8268 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DERBY CHASE LOT 15 |
| Legal Subdivision | DERBY CHASE |
| Legal Lot Number | 15 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 10701 |
3029 Silver Charm Ct is owned and occupied by an individual who bought it in June 2024.
Source: Madison County records, as of January 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3029 SILVER CHARM CT, RICHMOND, KY 40475-8268 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 5, 2017 | Deed of Trust, Mortgage · Commercial Mortgage UNITED STATES OF AMERICA |
| Jun 17, 2024 | Warranty Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Jul 22, 2022 | Affidavit, Transfer |
| Jul 22, 2022 | Deed, Transfer |
| Sep 10, 2018 | Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 2024 · Amount on File |
| Deed Sale | Jun 17, 2024 · Amount on File |
| Prior Sale | Jul 22, 2022 |
| Deed Document Number | 2014208899 |
| Deed Book / Page | D853 / 652 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 3029 SILVER CHARM CT, RICHMOND, KY 40475-8268 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | M01777/713 |
|---|---|
| Date | Dec 5, 2017 |
| Book Page | M01777/713 |
| Instrument | 2013968646 |
| Name | UNITED STATES OF AMERICA |
|---|---|
| Type | Government Agency |
| Address | LEXINGTON, KY 40509 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jun 17, 2024 |
| Property Address | 3029 SILVER CHARM CT, RICHMOND, KY 40475-8268 |
| Document Number | 00D853/652 |
| Book / Page | D853 / 652 |
| Map Reference | CAB 24 SL 221 |
| Instrument Date | Jun 13, 2024 |
| Instrument | 2014208899 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | TREY TITLE LLC, TRUE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $285.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 525 PASO FINO DR, RICHMOND, KY 40475-8662 |
| Name | Verified Name |
|---|---|
| Address | 3029 SILVER CHARM CT, RICHMOND, KY 40475-8268 |
| Document Number | 2014208900 |
|---|---|
| Date | Jun 17, 2024 |
| Instrument | 2014208900 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2054 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 22, 2022 |
| Property Address | 3029 SILVER CHARM CT, RICHMOND, KY 40475-8268 |
| Document Number | 00D826/557 |
| Book / Page | D826 / 557 |
| Instrument Date | Jul 19, 2022 |
| Instrument | 2014102589 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3029 SILVER CHARM CT, RICHMOND, KY 40475-8268 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 22, 2022 |
| Property Address | 3029 SILVER CHARM CT, RICHMOND, KY 40475-8268 |
| Document Number | 00D826/563 |
| Book / Page | D826 / 563 |
| Map Reference | MB 39 PG 200 |
| Instrument Date | Jul 17, 2022 |
| Instrument | 2014102591 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3029 SILVER CHARM CT, RICHMOND, KY 40475-8268 |
| Name | Verified Name |
|---|---|
| Address | 3029 SILVER CHARM CT, RICHMOND, KY 40475-8268 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Sep 10, 2018 |
| Property Address | 3029 SILVER CHARM CT, RICHMOND, KY 40475-8268 |
| Document Number | D00764/355 |
| Book / Page | D00764 / 355 |
| Map Reference | CAB24 SL221 |
| Instrument Date | Aug 27, 2018 |
| Instrument | 2013981675 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $185.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4100 LOBLOLLY LANE, RICHMOND, KY 40475-8364 |
| Name | Verified Name |
|---|---|
| Address | 3029 SILVER CHARM CT, RICHMOND, KY 40475-8268 |
| Investor | Possibly a Property Investor |
| Document Number | 2013981676 |
|---|---|
| Date | Sep 10, 2018 |
| Instrument | 2013981676 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2048 |
The 2025 property tax bill for 3029 Silver Charm Ct was $2,686 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,686.00 Additional exemption filed | $284,900 | $284,900 |
| 2023 | $2,066.00 (-0.29%) | $213,000 (-) | $213,000 (-) |
| 2022 | $2,072.00 | $213,000 | $213,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3029 Silver Charm Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3029 Silver Charm Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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