3029 Crystal Beach Rd, Winter Haven, FL 33880 Property Records

Polk County property record for 3029 Crystal Beach Rd, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,182 sqft · built 2022
Lot Size	1.12 acres (48,800 sqft)
Owner	2 Individual Names on File
Last Sale	$900,000 (Jan 2026)
Tax Bill	$6,523 (2025)
Deeds & Mortgages	May 2022 Line of Credit Jan 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-29-01-356503-000030`

Property Details

APN / Parcel Number

Primary APN	`25-29-01-356503-000030`
Alternative APNs	`012925356503000030` `12925000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,182 sqft Living Area
Gross Area	4,235 sqft
1st Floor Area	3,182 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	48,800 sqft
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	1,053 sqft
Porch	Finished/Open Porch

Location & Zoning

Street Address	3029 CRYSTAL BEACH RD
City	WINTER HAVEN
State	FL
Zip	33880-5101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILL OVER EAGLE PB 174 PGS 11-12 LOT 3 & LOT 3-A
Legal Range	25E
Legal Township	29S
Legal Section	01
Legal Subdivision	HILL OVER EAGLE
Legal Block	3
Legal Lot Number	3,3-A
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	3
Census Block	3002
Census Tract	14701

Owner

3029 Crystal Beach Rd is owned and occupied by two individuals who bought it in January 2026.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3029 CRYSTAL BEACH RD, WINTER HAVEN, FL 33880-5101
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Jan 27, 2026	Warranty Deed, Transfer · Conventional Mortgage LENDSURE MORTGAGE CORP
Mar 10, 2022	Warranty Deed, Transfer CELEBRATION TITLE GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2026 · Amount on File
Deed Sale	Jan 27, 2026 · Amount on File
Prior Sale	Mar 10, 2022 · Amount on File
Deed Document Number	202621231
Deed Book / Page	13860 / 739
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	3029 CRYSTAL BEACH RD, WINTER HAVEN, FL 33880-5101
Transaction Type	Mortgage
Record Updated	Feb 10, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000146966
Date	May 31, 2022
Book Page	12273/2210
Instrument	2022146966

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 20, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jan 27, 2026
Property Address	3029 CRYSTAL BEACH RD, WINTER HAVEN, FL 33880-5101
Document Number	0000021231
Book / Page	13860 / 739
Map Reference	MB 174 PG 11
Instrument Date	Jan 23, 2026
Instrument	2026021231
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	UNKNOWN, TITLE SLN GROUP OF FL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3009 CRYSTAL BEACH RD, WINTER HAVEN, FL 33880-5101

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3029 CRYSTAL BEACH RD, WINTER HAVEN, FL 33880-5101

Mortgage

Document Number	0013860741
Date	Jan 27, 2026
Instrument	13860/741

Lender

Name	LENDSURE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 10, 2022
Property Address	3029 CRYSTAL BEACH RD, WINTER HAVEN, FL 33880-5101
Document Number	0000064797
Book / Page	12154 / 1395
Map Reference	MB 174 PG 11&12
Instrument Date	Feb 28, 2022
Instrument	2022064797
Transaction Type	Transfer
Record Updated	Feb 5, 2024
Title Company	CELEBRATION TITLE GROUP

Transaction

Amount	Amount on Record
Tax	$3,843.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1214, EAGLE LAKE, FL 33839-1214

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3029 CRYSTAL BEACH RD, WAHNETA, FL 33880-5101

Tax Assessment & Valuation

The 2025 property tax bill for 3029 Crystal Beach Rd was $6,523.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$559,483 (+2.7%)	$562,969 (-1.31%) Land $77,844 Building $485,125
2025	$6,523.00 Homeowner's exemption	$544,774	$570,422 Land $77,844 Building $492,578
2023	$6,696.00 (+555.19%) Homeowner's exemption	$514,001 (+717.35%)	$585,267 (+830.68%) Land $75,849 Building $509,418
2022	$1,022.00	$62,886 Land $62,886	$62,886 Land $62,886

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3029 Crystal Beach Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	2 (2022)
Most Recent Claim	Oct 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3029 Crystal Beach Rd is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CYPRESS ACRES MOBILE HOME PARK private · serves 78 people · EPA ID FL6530677
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Crystal Beach Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures