Santa Rosa County property record for 3029 Cobbtown Rd, Jay, FL 32565
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,675 sqft · built 2019 |
| Lot Size | 13.9 acres (606,355 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $36,900 (Sep 2016) |
| Tax Bill | $3,067 (2024) |
| Deeds & Mortgages | Mar 2018 Construction Loan |
| Flood Zone | Zone A (high risk) |
| APN | 11-4N-29-0000-00105-0000 |
| Primary APN | 11-4N-29-0000-00105-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,675 sqft Heated Area |
| Gross Area | 4,609 sqft |
| 1st Floor Area | 2,675 sqft |
| Upper Floors Area | 704 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Material | Shingle |
| Lot Area | 606,355 sqft (13.9 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Screened Porch |
| Porch Area | 1,330 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 114N290000001050000 |
|---|---|
| Street Address | 3029 COBBTOWN RD |
| City | JAY |
| State | FL |
| Zip | 32565-9495 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-RR |
| Legal Description | * NEW PARCEL FOR 2017 * PARCEL A DES AS FOLLOWS: COM AT SW SEC CORN THN N1*07' 16E ON W SEC LN 1321.02 FT TO SW CORN OF S2 OF |
| Legal Range | 29W |
| Legal Township | 04N |
| Legal Section | 11 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | JAY |
| Census Block Group | 3 |
| Census Block | 3037 |
| Census Tract | 10200 |
3029 Cobbtown Rd is owned and occupied by two individuals who bought it in September 2016.
Source: Santa Rosa County records, as of October 27, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3029 COBBTOWN RD, JAY, FL 32565-9495 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2016 · Amount on File |
| Deed Sale | Sep 22, 2016 · Amount on File |
| Deed Document Number | 0035591592 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 3029 COBBTOWN RD, JAY, FL 32565-9495 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0037121390 |
|---|---|
| Date | Mar 26, 2018 |
| Book Page | 3712/1390 |
| Instrument | 201811497 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2048 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $3,067.00 (+1.69%) Homeowner's exemption | $293,320 (+2.99%) | $390,181 (+4.38%) Land $9,408 Building $380,773 |
| 2023 | $3,016.00 (+2.24%) Homeowner's exemption | $284,818 (+2.98%) | $373,804 (+0.14%) Land $7,408 Building $366,396 |
| 2022 | $2,950.00 Homeowner's exemption | $276,563 | $373,292 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3029 Cobbtown Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3029 Cobbtown Rd is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 45% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
4G LTE (outdoors only), no 5G reported
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