30282 Montrachet St, Bonsall, CA 92003 Property Records

San Diego County property record for 30282 Montrachet St, Bonsall, CA 92003

Property Summary

Property Type	Residential Vacant Land
Lot Size	2.13 acres (93,218 sqft)
Owner	2 Trust Names on File
Last Sale	$375,000 (Jun 2021)
Tax Bill	$4,296 (2025)
Deeds & Mortgages	Apr 2026 Construction Loan Feb 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`126-480-02-00`

Property Details

APN / Parcel Number

Primary APN	`126-480-02-00`

Exterior

Lot Area	93,218 sqft

Location & Zoning

Street Address	30282 MONTRACHET ST
City	BONSALL
State	CA
Zip	92003-7209
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RR
Legal Description	LOT 2 TR 014585
Legal Subdivision	CITY/BONSALL 5065-1
Legal Tract	014585
Legal Block	2
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2003
Census Tract	19209

Owner

30282 Montrachet St, residential vacant land, is held in a trust since February 2024.

Source: San Diego County records, as of July 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	5038 CASPIAN DR, OCEANSIDE, CA 92057-6338
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · Construction Mortgage BMO HARRIS BANK
Feb 9, 2024	Intrafamily Transfer, Transfer
Jun 14, 2021	Grant Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2021 · Amount on File
Deed Sale	Jun 14, 2021 · Amount on File
Prior Sale	Jan 30, 2004 · Amount on File
Deed Document Number	2021433878
Last Transfer Date	Feb 9, 2024
Transfer Doc	0000034712
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 15, 2026
Property Address	30282 MONTRACHET ST, BONSALL, CA 92003-7209
Document Number	0000105274
Instrument Date	Apr 13, 2026
Instrument	2026105274
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	5038 CASPIAN DR, OCEANSIDE, CA 92057-6338

Mortgage

Document Number	0000105274,
Date	Apr 15, 2026
Instrument	2026105274

Lender

Name	BMO HARRIS BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 9, 2024
Property Address	30282 MONTRACHET ST, BONSALL, CA 92003-7209
Document Number	0000034712
Map Reference	MAP 14585
Instrument Date	Feb 9, 2024
Instrument	2024-0034712
Transaction Type	Transfer
Record Updated	Feb 19, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5038 CASPIAN DR, OCEANSIDE, CA 92057-6338

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 14, 2021
Property Address	30282 MONTRACHET ST, BONSALL, CA 92003-7209
Document Number	0000433878
Map Reference	MAP 14585
Instrument Date	May 10, 2021
Instrument	2021-0433878
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	TICOR TITLE NLS-ORANGE, TICOR TITLE SD BRANCH

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8038 CASPIAN DRIVE, OCEANSIDE, CA 92057

Mortgage

Document Number	0000433879
Date	Jun 14, 2021
Instrument	2021-0433879

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Jul 1, 2024
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	6.75%
Index	1-Year CMT
Max Rate	10.7%

Tax Assessment & Valuation

The 2025 property tax bill for 30282 Montrachet St was $4,296, up 2.1% from the year before.

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$414,030 (+2%) Land $414,030
2025	$4,296.00 (+2.09%)	$405,912 Land $405,912
2024	$4,208.00 (+2.24%)
2023	$4,116.00 (+1.7%)	$390,150 Land $390,150
2022	$4,047.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 30282 Montrachet St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 30282 Montrachet St is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 40% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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