30280 Stephens Dr, Mcloud, OK 74851 Property Records

Pottawatomie County property record for 30280 Stephens Dr, Mcloud, OK 74851 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,760 sqft · built 1999
Lot Size2.5 acres (108,900 sqft)
Owner2 Individual Names on File
Last Sale$420,000 (Jun 2026)
Tax Bill$3,929 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Sep 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0000-21-011-002-0-032-01

Property Details

APN / Parcel Number

Primary APN0000-21-011-002-0-032-01
Alternative APNs
  • 000001100221003201
  • 630012794
  • 12794

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,760 sqft Living Area
Gross Area3,384 sqft
1st Floor Area1,063 sqft
2nd Floor Area1,697 sqft
Upper Floors Area1,697 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2006
Architectural StyleTraditional
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area108,900 sqft (2.5 acres)
Garage TypeAttached
Garage Area624 sqft

Exterior Amenities

PorchOpen Porch
Porch Area30 sqft
Deck Area662 sqft
Patio Area662 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number630012794
Street Address30280 STEPHENS DR
CityMCLOUD
StateOK
Zip74851-8330
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE/2 N/2 N/2 S/2 SW SW
Legal Range02E
Legal Township11N
Legal Section21
Legal SubdivisionE/2 N/2 N/2 S/2 SW SW
JurisdictionPOTTAWATOMIE OK
Township / Civil DivisionSHAWNEE
Census Block Group2
Census Block2034
Census Tract501005

Owner

Source: Pottawatomie County records · APN 0000-21-011-002-0-032-01

Assessment roll updated December 10, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address30280 STEPHENS DR, MCLOUD, OK 74851-8330
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2026Warranty Deed, Transfer · Conventional Mortgage
STRIDE BK NA
Sep 23, 2022Warranty Deed, Transfer · Conventional Mortgage
FINANCIAL CONCEPTS MORTGAGE LLC
Aug 13, 2018Trustee's Deed, Construction Loan · Construction Mortgage
BANCFIRST

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 10, 2026 · Amount on Record
Deed SaleJun 10, 2026 · Amount on Record
Prior SaleSep 23, 2022 · Amount on Record
Deed Document Number20267571
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOTTAWATOMIE OK
Recording DateJun 10, 2026
Property Address30280 STEPHENS DR, MCLOUD, OK 74851-8330
Document Number0000007571
Instrument DateMay 27, 2026
Instrument20267571
Transaction TypeTransfer
Record UpdatedJun 23, 2026
Title CompanySTEWART TITLE, STEWART TITLE OF OKLAHOMA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$63,630.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address30280 STEPHENS DR, MCLOUD, OK 74851-8330

Mortgage

Document Number0000007572,
DateJun 10, 2026
Instrument20267572
Lender
NameSTRIDE BK NA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOTTAWATOMIE OK
Recording DateSep 23, 2022
Property Address30280 STEPHENS DR, MCLOUD, OK 74851-8330
Document Number0000012555
Instrument DateSep 19, 2022
Instrument202200012555
Transaction TypeTransfer
Record UpdatedOct 05, 2022
Title CompanySTEWART TITLE, STEWART TITLE OF OK INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$577.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address30280 STEPHENS DR, MCLOUD, OK 74851-8330

Mortgage

Document Number0000012556
DateSep 23, 2022
Instrument202200012556
Lender
NameFINANCIAL CONCEPTS MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

August 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionPOTTAWATOMIE OK
Recording DateAug 13, 2018
Property Address30280 STEPHENS DR, MCLOUD, OK 74851-8330
Instrument DateJul 27, 2018
Instrument9226
Transaction TypeConstruction Loan
Record UpdatedAug 24, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address199 LITTLE CT MCALESTER OK 74501, MCALESTER, OK 74501

Mortgage

Document Number0000009226
DateAug 13, 2018
Instrument9226
Lender
NameBANCFIRST
TypeBank
AddressMCALESTER, OK 74502
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueAug 12, 2019

Tax Assessment & Valuation

Source: Pottawatomie County records · Assessment roll updated December 10, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyPottawatomie County
MunicipalityMcLoud City
Unified School DistrictMcLoud Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,929.00 (+3.02%)$43,170 (+3.8%) Land $6,000 Building $37,170$359,748 (-3.31%) Land $50,000 Building $309,748
2024$3,814.00 (+5.94%)$41,588 (+5%) Land $6,000 Building $35,588$372,081 (+12.73%) Land $50,000 Building $322,081
2023$3,600.00$39,608 Land $6,000 Building $33,608$330,067 Land $50,000 Building $280,067

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pottawatomie County (40125C), updated June 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 401255010052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Nearby Flood Policies6 in force

Wildfire

Wildfire RiskHigh
above 71% of the US · above 36% of Oklahoma
Wildfire LikelihoodAbout 1 in 267 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 8 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)Low Latency
VerizonFixed Wireless300 / 20Yes
AtLink ServicesFixed Wireless100 / 20Yes
AT&TFixed Wireless25 / 3Yes
T-Mobile USAFixed Wireless25 / 3Yes
Dobson TechnologiesDSL10 / 1No

May also be available at this address: Vyve Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

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