3028 Watersedge Ln, Florence, SC 29501 Property Records

Florence County property record for 3028 Watersedge Ln, Florence, SC 29501

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,483 sqft · built 1992
Lot Size	0.67 acres (29,049 sqft)
Owner	Individual Name on Record
Tax Bill	$1,946 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01015-01-009`

Property Details

APN / Parcel Number

Primary APN	`01015-01-009`
Alternative APN	`15076431`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,483 sqft Living Area
1st Floor Area	1,347 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Other
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	29,049 sqft (0.67 acres)
Garage Area	396 sqft
Patio Area	442 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic

Location & Zoning

Street Address	3028 WATERSEDGE LN
City	FLORENCE
State	SC
Zip	29501-6387
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 9 MALLARD POINTE
Legal Subdivision	MALLARD POINTE SUBDIVISION
Legal Lot Number	9
Jurisdiction	FLORENCE SC
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2016
Census Tract	202

Owner

Source: Florence County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3028 WATERSEDGE LN, FLORENCE, SC 29501-6387
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Deed of Trust, Mortgage · Line of Credit SAFE FCU
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage SAFE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Property Address	3028 WATERSEDGE LN, FLORENCE, SC 29501-6387
Transaction Type	Mortgage
Record Updated	May 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009161991
Date	Apr 20, 2021
Book Page	916/1991

Lender

Name	SAFE FCU
Type	Credit Union
Address	SUMTER, SC 29151

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 19, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Property Address	3028 WATERSEDGE LN, FLORENCE, SC 29501-6387
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009151502
Date	Apr 14, 2021
Book Page	915/1502

Lender

Name	SAFE FCU
Type	Credit Union
Address	SUMTER, SC 29150

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2041

Tax Assessment & Valuation

Source: Florence County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Florence County
Unified School District	Florence School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,946.00 (+17.3%)	$21,157 (-99.87%) Land $6,036 Building $15,121	$528,938 (-98.71%) Land $150,900 Building $378,038
2023	$1,659.00 (+1.97%) Homeowner's exemption	$16,432,048 (+99,900.29%) Land $6,036,000 Building $10,396,048	$41,080,120 (+9,9%) Land $15,090,000 Building $25,990,120
2022	$1,627.00 Homeowner's exemption	$16,432 Land $6,036 Building $10,396	$410,801 Land $150,900 Building $259,901

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	10 (1994–2018)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Jul 2018 · river or lake flooding
Claims by Event	Hurricane Matthew, Oct 2016 · 4 claims Severe Storms And Flooding, Oct 2015 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 62% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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