3028 Tunnel Rd, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 3028 Tunnel Rd, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,764 sqft · built 1996
Lot Size	0.843 acres (36,721 sqft)
Owner	Individual Name on Record
Last Sale	$198,000 (Aug 2019)
Tax Bill	$1,841 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-2N-29-0000-02708-0000`

Property Details

APN / Parcel Number

Primary APN	`30-2N-29-0000-02708-0000`
Alternative APN	`N292300000027080000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,764 sqft Living Area
Gross Area	2,520 sqft
1st Floor Area	1,764 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	36,721 sqft (0.843 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	144 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3028 TUNNEL RD
City	MILTON
State	FL
Zip	32571-9783
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	DESCRIPTION UPDATE FOR 2019 COM AT SW CORNER OF SECTION 30 TOWNSHP 2 NORTH RANGE 29 WEST THN S880348E ALONG S SEC LN 324.60 FT TO POB THN N22111 E 338.51 FT TO S LN OF LOT 13 BLK C OF JERNIGAN ACRES (PB C PG 118) THN S88*0342E ON S LOT LN 108.20
Legal Range	29W
Legal Township	2N
Legal Section	30
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1026
Census Tract	10302

Owner

Source: Santa Rosa County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3028 TUNNEL RD, MILTON, FL 32571-9783
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Aug 20, 2019	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2019 · Amount on Record
Deed Sale	Aug 20, 2019 · Amount on Record
Prior Sale	Jul 12, 1996 · Amount on Record
Deed Document Number	201936798
Deed Book / Page	3861 / 1809
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	3028 TUNNEL RD, PACE, FL 32571-9783
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3028 TUNNEL RD, PACE, FL 32571-9783

Mortgage

Document Number	0042531886
Date	Mar 3, 2022
Book Page	4253/1886
Instrument	202212969

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 20, 2019
Property Address	3028 TUNNEL RD, PACE, FL 32571-9783
Document Number	0038611809
Book / Page	3861 / 1809
Instrument Date	Aug 19, 2019
Instrument	201936798
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	FIRST INTERNATIONAL TTL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,386.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7110 MARTIN RD, 7110, MILTON, FL 32570-9555

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3028 TUNNEL RD, PACE, FL 32571-9783
Investor	Possibly a Property Investor

Mortgage

Document Number	0038611812
Date	Aug 20, 2019
Instrument	3861/1812

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,841.00 (+3.08%) Homeowner's exemption	$178,593 (+2.9%)	$222,733 (+1.7%) Land $31,000 Building $191,733
2024	$1,786.00 (+5.87%) Homeowner's exemption	$173,560 (+3%)	$219,019 (+3.86%) Land $31,000 Building $188,019
2023	$1,687.00 (+2.93%) Homeowner's exemption	$168,505 (+3%)	$210,879 (+0.88%) Land $25,000 Building $185,879
2022	$1,639.00 Homeowner's exemption	$163,597	$209,041 Land $25,000 Building $184,041

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 149 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	149 in force
Nearby Flood Claims	3 (2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHUMUCKLA WATER SYSTEM, INC. private · serves 5,527 people · EPA ID FL1570140
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Conexon Connect, T-Mobile.

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