3028 Smith Rd, Wellsburg, NY 14894 Property Records

Chemung County and Ashland Town property record for 3028 Smith Rd, Wellsburg, NY 14894

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,800 sqft · built 2004
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Oct 2025)
Tax Bill	$5,393 (2025)
Deeds & Mortgages	Jul 2012 Mortgage Oct 2025 Sale + 6 more
APN	`072089 130.00-1-59.171`

Property Details

APN / Parcel Number

Primary APN	`072089 130.00-1-59.171`
Alternative APN	`00241025`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,800 sqft Living Area
1st Floor Area	1,800 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	217,800 sqft (5 acres)
Garage Type	Detached
Garage Area	1,536 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab
Porch Area	544 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00241025
Street Address	3028 SMITH RD
City	WELLSBURG
State	NY
Zip	14894-9735
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Block	1
Legal Lot Number	59.171
Jurisdiction	CHEMUNG NY
Township / Civil Division	ASHLAND
Census Block Group	4
Census Block	4019
Census Tract	11200

Owner

Source: Chemung County and Ashland Town assessment roll, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3028 SMITH RD, WELLSBURG, NY 14894-9735
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2012	Deed of Trust, Mortgage ELMIRA SAVINGS BANK
Oct 29, 2025	Warranty Deed, Transfer
Nov 18, 2020	Warranty Deed, Transfer
Dec 27, 2017	Deed, Transfer
Dec 27, 2017	Warranty Deed, Transfer SANTANDER BANK NA
Apr 7, 2017	Deed, Transfer STEVEN BARNSTEAD
Sep 15, 2014	Intrafamily Transfer, Transfer JEFF EVANS
Jul 17, 2014	Intrafamily Transfer, Transfer PETER FINNERTY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 29, 2025 · Amount on Record
Deed Sale	Oct 29, 2025 · Amount on Record
Prior Sale	Nov 18, 2020 · Amount on Record
Deed Document Number	202514776
Prior Transfer Date	Sep 12, 2014
Prior Transfer Doc	0000020140/000002072
Record Updated	Sep 20, 2026

July 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEMUNG NY
Property Address	3028 SMITH RD, WELLSBURG, NY 14894-9735
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2012072600217073
Date	Jul 26, 2012
Instrument	20120726-00217073

Lender

Name	ELMIRA SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEMUNG NY
Recording Date	Oct 29, 2025
Property Address	3028 SMITH RD, WELLSBURG, NY 14894-9735
Document Number	0202514776
Instrument Date	Oct 27, 2025
Instrument	202514776
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEMUNG NY
Recording Date	Nov 18, 2020
Property Address	3028 SMITH RD, WELLSBURG, NY 14894-9735
Document Number	0202016711
Instrument Date	May 20, 2020
Instrument	202016711
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	22 RAINBOW DR, PONCA CITY, OK 74604-7251
Investor	Possibly a Property Investor

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEMUNG NY
Recording Date	Dec 27, 2017
Property Address	3028 SMITH RD, WELLSBURG, NY 14894-9735
Document Number	20170/30183
Book / Page	20170 / 30183
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3028 SMITH RD, WELLSBURG, NY 14894-9735

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEMUNG NY
Recording Date	Dec 27, 2017
Property Address	3028 SMITH RD, WELLSBURG, NY 14894-9735
Document Number	0201730183
Instrument Date	Dec 14, 2017
Instrument	201730183
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	44 N LOUNSBERRY RD, BROOKTONDALE, NY 14817-9402

Mortgage

Document Number	0201730184
Date	Dec 27, 2017
Instrument	201730184

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2047

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEMUNG NY
Recording Date	Apr 7, 2017
Property Address	3028 SMITH RD, WELLSBURG, NY 14894-9735
Document Number	0000020170/0000007293
Book / Page	0000020170 / 0000007293
Instrument Date	Apr 5, 2017
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	STEVEN BARNSTEAD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 MAIN ST, WELLSBURG, NY 14894-9759

September 2014: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEMUNG NY
Recording Date	Sep 15, 2014
Property Address	3028 SMITH RD, WELLSBURG, NY 14894-9735
Document Number	0000020140/0000020721
Book / Page	0000020140 / 0000020721
Instrument Date	Sep 12, 2014
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	JEFF EVANS

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3028 SMITH RD, WELLSBURG, NY 14894-9735

July 2014: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEMUNG NY
Recording Date	Jul 17, 2014
Property Address	3028 SMITH RD, WELLSBURG, NY 14894-9735
Document Number	0000020140/0000015919
Book / Page	0000020140 / 0000015919
Instrument Date	Jul 14, 2014
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	PETER FINNERTY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3028 SMITH RD, WELLSBURG, NY 14894-9735
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Chemung County and Ashland Town assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chemung County
County Subdivision	Ashland Town
Unified School District	Elmira City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,393.00 (+1.58%)	$2,341 (-) Land $221 Building $2,120	$227,300 (+5.82%) Land $21,458 Building $205,842
2024	$5,309.00 Veteran's exemption	$2,341 (-) Land $221 Building $2,120	$214,800 (+3.68%) Land $20,278 Building $194,522
2023		$2,341 Land $221 Building $2,120	$207,168 Land $19,558 Building $187,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1996–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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