3028 Sanctuary Ln, Frederick, MD 21701 Property Records

Frederick County property record for 3028 Sanctuary Ln, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	3 ba · 2,888 sqft · built 2005
Lot Size	0.058 acres (2,520 sqft)
Owner	2 Individual Names on Record
Last Sale	$485,000 (Feb 2026)
Tax Bill	$7,389 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Apr 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-247860`

Property Details

APN / Parcel Number

Primary APN	`02-247860`
Alternative APN	`247860`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,888 sqft Living Area
1st Floor Area	1,059 sqft
Basement Area	770 sqft
Finished Basement	770 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,520 sqft (0.058 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	247860
Street Address	3028 SANCTUARY LN
City	FREDERICK
State	MD
Zip	21701-6804
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PND
Legal Description	LOT 417 PLAT 9 SECTION 7B-2,520 SQ. FT. MILL ISLAND/WORMANS MILL
Legal Subdivision	MILL ISLAND/WORMANS MILL SEC
Legal Lot Number	417
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2019
Census Tract	750802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3028 SANCTUARY LN, FREDERICK, MD 21701-6804
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 26, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 9, 2020	Intrafamily Transfer, Transfer ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2026 · Amount on Record
Deed Sale	Feb 2, 2026 · Amount on Record
Prior Sale	Nov 18, 2005 · Amount on Record
Deed Book / Page	17704 / 449
Prior Transfer Date	May 7, 2020
Prior Transfer Doc	0138830043
Record Updated	Sep 20, 2026

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Feb 2, 2026
Property Address	3028 SANCTUARY LN, FREDERICK, MD 21701-6804
Document Number	0177040449
Book / Page	17704 / 449
Map Reference	MB 75 PL 153
Instrument Date	Jan 23, 2026
Transaction Type	Transfer
Record Updated	Feb 17, 2026
Title Company	LAWYERS SIGNATURE SETTLEMENTS, LAWYERS SIGNATURE STLMTS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3028 SANCTUARY LN, FREDERICK, MD 21701-6804

Mortgage

Document Number	0017704456
Date	Feb 2, 2026
Instrument	17704/456

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3028 SANCTUARY LN, FREDERICK, MD 21701-6804
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0117510218
Date	Apr 6, 2017
Book Page	11751/0218
Instrument	11751-0218

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK MD
Recording Date	May 26, 2020
Property Address	3028 SANCTUARY LN, FREDERICK, MD 21701-6804
Document Number	0137590204
Book / Page	013759 / 000204
Instrument Date	May 7, 2020
Transaction Type	Transfer
Record Updated	Jul 3, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3028 SANCTUARY LN FREDERICK MD 217016804, FREDERICK, MD 21701-6804

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Jul 9, 2020
Property Address	3028 SANCTUARY LN, FREDERICK, MD 21701-6804
Document Number	0138830043
Book / Page	13883 / 43
Map Reference	MB 75 PL 153
Instrument Date	May 7, 2020
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3028 SANCTUARY LN, FREDERICK, MD 21701-6804

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$472,100 (+4.1%)	$509,300 (+12.3%) Land $130,000 Building $379,300
2025	$7,389.00 (+4.81%) Homeowner's exemption	$453,500 (+19.5%) Land $90,000 Building $363,500	$453,500 (-) Land $90,000 Building $363,500
2024	$7,050.00 (+7.27%)
2023	$6,572.00 Homeowner's exemption	$379,500	$453,500 Land $90,000 Building $363,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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