Clay County property record for 3028 S Deer Ave, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4 ba · 4,724 sqft · built 1985 |
| Lot Size | 1.15 acres (50,311 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $190,000 (Jul 2020) |
| Tax Bill | $6,465 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Jul 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-05-24-006699-105-00 |
| Primary APN | 32-05-24-006699-105-00 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 4,724 sqft Living Area |
| Gross Area | 5,426 sqft |
| 1st Floor Area | 2,963 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Logs |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 50,311 sqft (1.15 acres) |
| Lot Dimensions | 305 ft deep x 165 ft wide |
| Garage Type | Attached |
| Garage Area | 702 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 28 sqft |
| Deck Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3028 S DEER AVE |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-6423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 16 BLK 169 BLACK CREEK PARK UNIT 1 AS REC OR 4333 PG 1075 |
| Legal Range | 24E |
| Legal Township | 05S |
| Legal Section | 32 |
| Legal Subdivision | BLACK CREEK PARK UNIT 1 |
| Legal Block | 169 |
| Legal Lot Number | 16 |
| Legal Unit | 1 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | KEYSTONE HEIGHTS |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 31101 |
Source: Clay County records, as of June 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3028 S DEER AVE, MIDDLEBURG, FL 32068-6423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 21, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Jul 27, 2020 | Grant Deed, Transfer · Conventional with PMI BANK OF ENGLAND |
| Nov 4, 2019 | Trustee's Deed, Foreclosure NOT AVAILABLE |
| Oct 27, 2017 | Loan Modification, Mortgage · Conventional Mortgage VYSTAR CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 27, 2020 · Amount on Record |
| Deed Sale | Jul 27, 2020 · Amount on Record |
| Prior Sale | Nov 4, 2019 · Amount on Record |
| Deed Document Number | 202037159 |
| Deed Book / Page | 4333 / 1075 |
| Prior Transfer Date | Mar 14, 2003 |
| Prior Transfer Doc | 0000017359 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | May 21, 2026 |
| Property Address | 3028 S DEER AVE, MIDDLEBURG, FL 32068-6423 |
| Document Number | 0000024760 |
| Book / Page | 5047 / 1258 |
| Instrument Date | May 12, 2026 |
| Instrument | 202624760 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 3028 S DEER AVE, MIDDLEBURG, FL 32068-6423 |
| Document Number | 0000024760, |
|---|---|
| Date | May 21, 2026 |
| Book Page | 5047/1258 |
| Instrument | 202624760 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 8, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jul 27, 2020 |
| Property Address | 3028 S DEER AVE, MIDDLEBURG, FL 32068-6423 |
| Document Number | 0043331075 |
| Book / Page | 004333 / 001075 |
| Instrument Date | May 6, 2020 |
| Instrument | 37159 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2020 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,330.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8427 WATERMILL BLVD JACKSONVILLE FL 322448403, JACKSONVILLE, FL 32244-8403 |
| Document Number | 43331077 |
|---|---|
| Date | Jul 27, 2020 |
| Book Page | 004333/001077 |
| Instrument | 37160 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 26, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Nov 4, 2019 |
| Property Address | 3028 S DEER AVE, MIDDLEBURG, FL 32068-6423 |
| Document Number | 0042480411 |
| Book / Page | 004248 / 000411 |
| Instrument Date | Oct 23, 2019 |
| Instrument | 59009 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 13, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,411.20 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7105 CORPORATE DR PLANO PLANO TX 75024, PLANO, TX 75024 |
| Investor | Possibly a Property Investor |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3028 S DEER AVE, MIDDLEBURG, FL 32068-6423 |
| Document Number | 0040290801 |
| Book / Page | 004029 / 000801 |
| Instrument Date | Oct 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2017 |
| Name | Verified Name |
|---|---|
| Address | 3028 S DEER AVE MIDDLEBURG FL 320686423, MIDDLEBURG, FL 32068-6423 |
| Document Number | 0040290801 |
|---|---|
| Date | Nov 13, 2017 |
| Book Page | 004029/000801 |
| Instrument | 57609 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32232-5085 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 12, 2032 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,465.00 (+1.46%) Homeowner's exemption | $464,027 (+5.99%) | $655,657 (+6.22%) Land $50,000 Building $605,657 |
| 2023 | $6,372.00 (+4.84%) Homeowner's exemption | $437,816 (+3%) | $617,265 (+12.77%) Land $34,000 Building $583,265 |
| 2022 | $6,078.00 Homeowner's exemption | $425,065 | $547,366 Land $27,000 Building $520,366 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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