3028 Ray St, Saginaw, MI 48601 Property Records

Saginaw County property record for 3028 Ray St, Saginaw, MI 48601

Property Summary

Property TypeResidential Vacant Land
Lot Size0.134 acres (5,837 sqft)
OwnerCompany Name on Record
Tax Bill$92 (2025)
Deeds & MortgagesSep 2017 Sale
Flood ZoneZone X (minimal risk)
APN10-12-5-31-4127-000

Property Details

APN / Parcel Number

Primary APN10-12-5-31-4127-000

Exterior

Lot Area5,837 sqft (0.134 acres)
Lot Dimensions100 ft deep x 58 ft wide
PorchPorch
Porch Area12 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address3028 RAY ST
CitySAGINAW
StateMI
Zip48601-4625
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeR-1 RES
Legal DescriptionA PIECE OF LAND LYING IN LOT 4 FITZHUGH S SUB.OF SE1/4 OF SEC.31 T12N R5E DESC.AS FOLLOWS COM.878.5 FT.W. AND 569 FT.S.OF NE
Legal Range05E
Legal Township12N
Legal Section31
Legal SubdivisionFITZHUGH SUBDIVISION
Legal Lot Number4
Legal Unit37,4
JurisdictionSAGINAW MI
Township / Civil DivisionBUENA VISTA
Census Block Group2
Census Block2003
Census Tract11001

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3300 HESS AVE, SAGINAW, MI 48601-7423
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 15, 2007
Deed SaleNov 15, 2007
Prior SaleFeb 27, 2007
Deed Book / Page2468 / 2177
Record UpdatedOct 29, 2026

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAGINAW MI
Recording DateSep 22, 2017
Property Address3028 RAY ST, SAGINAW, MI 48601-4625
Document Number0000026274
Instrument DateSep 22, 2017
Instrument26274
Transaction TypeTransfer
Record UpdatedSep 29, 2017

Transaction

AmountAmount Recorded
Tax$1.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3300 HESS AVE SAGINAW MI 486017423, SAGINAW, MI 48601-7423

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionBuena Vista Charter Township
Unified School DistrictBridgeport-Spaulding Community School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,900 (+28%)$3,800 (+28%)
2025$92.00 (+26.03%)$500 (+25%)$1,000 (+25%)
2023$400$800
2022$73.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 89% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBUENA VISTA TOWNSHIP
serves 8,676 people · EPA ID MI0000980
Water SourcePurchased surface water from CITY OF SAGINAW
Last State InspectionMar 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Ray St

Nearby Streets

Search Property Records by Address or Parcel Number