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3028 Proffit Rd, Charlottesville, VA 22911 Property Records

Albemarle County property record for 3028 Proffit Rd, Charlottesville, VA 22911 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 1,288 sqft · built 1969
Lot Size0.559 acres (24,363 sqft)
OwnerIndividual Name on File
Last Sale$241,000 (Mar 2009)
Tax Bill$3,993 (2026)
Deeds & MortgagesOct 2025 Line of Credit
Nov 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN032D0-00-0C-00200

Property Details

APN / Parcel Number

Primary APN032D0-00-0C-00200
Alternative APN
  • 6335

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories1 Story
Building Area1,288 sqft Finished Area
Basement Area1,640 sqft
Finished Basement1,270 sqft
Unfinished Basement370 sqft
Family RoomFamily Room
FlooringTile
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleSplit Foyer
Exterior MaterialBrick Veneer
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area24,363 sqft (0.559 acres)
View / LotProximity to Airport
PorchSlab
Porch Area462 sqft
Storage Building240 sqft

Utilities, Heating & Cooling

Heating FuelOil
SewerConnected

Location & Zoning

Street Address3028 PROFFIT RD
CityCHARLOTTESVILLE
StateVA
Zip22911-5706
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJEFFERSON VILLAGE 1 C 2
Legal SubdivisionJEFFERSON VILLAGE
JurisdictionALBEMARLE VA
Township / Civil DivisionRIVANNA
Census Block Group1
Census Block1000
Census Tract10303

Owner

Source: Albemarle County records · APN 032D0-00-0C-00200

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3028 PROFFIT RD, CHARLOTTESVILLE, VA 22911-5706
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2025Deed of Trust, Mortgage · Line of Credit
HOMEBRIDGE FINANCIAL SERVICES INC
Nov 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
MID-ISLAND MORTGAGE CORP
May 08, 2020Deed of Trust, Mortgage · FHA Mortgage
MID-ISLAND MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 30, 2009 · Amount on Record
Deed SaleMar 30, 2009 · Amount on Record
Deed Document Number20093714
Deed Book / Page3711 / 654
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBEMARLE VA
Property Address3028 PROFFIT RD, CHARLOTTESVILLE, VA 22911-5706
Transaction TypeMortgage
Record UpdatedNov 19, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3028 PROFFIT RD, CHARLOTTESVILLE, VA 22911-5706

Mortgage

Document Number202500009987
DateOct 23, 2025
Instrument202500009987
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressFLINT, MI 48501
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 10, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBEMARLE VA
Property Address3028 PROFFIT RD, CHARLOTTESVILLE, VA 22911-5706
Transaction TypeMortgage
Record UpdatedDec 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number005646/343
DateNov 30, 2021
Book Page5646/343
Instrument2021-00019651
Lender
NameMID-ISLAND MORTGAGE CORP
TypeMortgage Company
AddressWESTBURY, NY 11590
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBEMARLE VA
Property Address3028 PROFFIT RD, CHARLOTTESVILLE, VA 22911-5706
Document Number0000005513
Instrument DateMay 08, 2020
Transaction TypeMortgage
Record UpdatedJun 08, 2020
Title CompanyCLA TITLE AND ESCROW, CLA TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
Address3028 PROFFIT RD CHARLOTTESVILLE VA 229115706, CHARLOTTESVILLE, VA 22911-5706

Mortgage

Document Number0000005513
DateMay 13, 2020
Book Page005316/000028
Instrument5513
Lender
NameMID-ISLAND MTG
TypeMortgage Company
AddressWESTBURY, NY 11590
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 12, 2050

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyAlbemarle County
Unified School DistrictAlbemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,993.00 (+0.35%)$446,600 (+16.21%) Land $115,000 Building $331,600$446,600 (+16.21%) Land $115,000 Building $331,600
2025$3,979.00 (+21.27%)
2023$3,281.00$384,300 Land $100,000 Building $284,300$384,300 Land $100,000 Building $284,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albemarle County (51003C), updated February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510030103031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 7 individual NFIP policies nearby
Nearby Flood Policies7 in force
7 of 7 on primary residences

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 5,882 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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