FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Transaction
Amount
Amount on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$40,223.25
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants
Address
3028 NW 196TH PL, EDMOND, OK 73012-4608
Mortgage
Document Number
0000073146,
Date
May 18, 2026
Instrument
2026..5.18.73146
Lender
Name
CMG MORTGAGE INC
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
360 Months
Due
May 1, 2056
Interest
Rate
6.46%
Max Rate
-1%
Mortgage
Document Number
0000073147,
Date
May 18, 2026
Book Page
16483/1592
Instrument
2026.73147
Lender
Name
OKLAHOMA HSNG FINANCIAL AGENCY
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
30 Months
Due
May 1, 2056
Interest
Rate
6.46%
Max Rate
-1%
May 2026: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
OKLAHOMA OK
Recording Date
May 18, 2026
Property Address
3028 NW 196TH PL, EDMOND, OK 73012-4608
Document Number
0001073145
Book / Page
16483 / 1562
Instrument Date
May 1, 2026
Instrument
202673145
Transaction Type
Transfer
Record Updated
Aug 25, 2026
Title Company
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Transaction
Amount
Amount on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$40,223.25
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants
Address
3028 NW 196TH PL, EDMOND, OK 73012-4608
Mortgage
Document Number
0000073146,
Date
May 18, 2026
Instrument
202651873146
Lender
Name
CMG MORTGAGE INC
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
360 Months
Due
May 1, 2056
Interest
Max Rate
-1%
Mortgage
Document Number
0000073147,
Date
May 18, 2026
Book Page
16483/1592
Instrument
202673147
Lender
Name
HOUSING FINANCIAL
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
May 1, 2056
Interest
Max Rate
-1%
June 2026: Re-recorded Document
Document Type
Re-recorded Document
Jurisdiction
OKLAHOMA OK
Recording Date
Jun 11, 2026
Property Address
3028 NW 196TH PL, EDMOND, OK 73012-4608
Document Number
0000086419
Book / Page
16512 / 1858
Instrument Date
May 1, 2024
Instrument
202686419
Record Updated
Jul 12, 2026
Title Company
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Transaction
Tax
$0.00
Amount Accuracy
Full Amount Stated
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
3028 NW 196TH PL, EDMOND, OK 73012-4608
Tax Assessment & Valuation
The 2025 property tax bill for 3028 NW 196th Pl was $51, down 1.9% from the year before.
Source: Oklahoma County assessment roll, as of January 21, 2026
Property Jurisdictions
Type
Name
State
Oklahoma
County
Oklahoma County
Municipality
Oklahoma City
Unified School District
Deer Creek Public Schools (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$51.00 (-1.92%)
$450Land $450
$4,095Land $4,095
2024
$52.00
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 3028 NW 196th Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 6 (20% premium discount)
Nearby Flood Policies
5 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 3028 NW 196th Pl is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 67% of the US · lower than 69% of Oklahoma
Wildfire Likelihood
0.2% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
DEER CREEK RURAL WATER CORP private · serves 5,500 people · EPA ID OK2005504
Water Source
Groundwater
Last State Inspection
Dec 2022
Lead
Under 1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
4 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
AT&T Fiber
5,000 / 5,000
Cox Communications Fiber · Fixed Wireless in parts of the area