3028 Montclair Ave, Cincinnati, OH 45211 Property Records

Hamilton County property record for 3028 Montclair Ave, Cincinnati, OH 45211

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,857 sqft · built 1900
Lot Size	0.153 acres (6,665 sqft)
Owner	Individual Name on File
Last Sale	$267,500 (May 2026)
Tax Bill	$2,874 (2025)
Deeds & Mortgages	Jan 2026 Mortgage May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`210-0074-0007-00`

Property Details

APN / Parcel Number

Primary APN	`210-0074-0007-00`
Alternative APN	`65574320`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,857 sqft Living Area
Gross Area	2,818 sqft
1st Floor Area	961 sqft
2nd Floor Area	896 sqft
Basement Area	961 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,665 sqft (0.153 acres)
Lot Dimensions	167 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	60 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3028 MONTCLAIR AVE
City	CINCINNATI
State	OH
Zip	45211-5706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	3028 MONTCLAIR AVE 40 X 167.01 LOT 4 J R BAUMES 2ND SUB
Legal Subdivision	J R BAUMES 2ND SUB
Legal Lot Number	4
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2006
Census Tract	10100

Owner

3028 Montclair Ave is owned and occupied by an individual who bought it in May 2026.

Source: Hamilton County records, as of July 1, 2026

Owner of Record	Individual Name on File
Mailing Address	3028 MONTCLAIR AVE, CINCINNATI, OH 45211-5706
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Deed of Trust, Mortgage THIRD FSLA OF CLEVELAND
May 15, 2026	Warranty Deed, Transfer · Conventional Mortgage LCNB NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2026 · Amount on File
Deed Sale	May 15, 2026 · Amount on File
Prior Sale	Jan 12, 2004 · Amount on File
Deed Document Number	202638160
Deed Book / Page	15667 / 3080
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3028 MONTCLAIR AVE, CINCINNATI, OH 45211-5706
Transaction Type	Mortgage
Record Updated	Jun 19, 2026
Title Company	THIRD CAPITAL TITLE NEO, THIRD CAPITAL TITLE NCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004051
Date	Jan 16, 2026
Book Page	15584/434
Instrument	2026-0004051

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Amount	Amount on Record
Term	13 Months
Due	Feb 1, 2027

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 15, 2026
Property Address	3028 MONTCLAIR AVE, CINCINNATI, OH 45211-5706
Document Number	0000038160
Book / Page	15667 / 3080
Instrument Date	May 11, 2026
Instrument	202638160
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$54,035.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3028 MONTCLAIR AVE, CINCINNATI, OH 45211-5706

Mortgage

Document Number	0000038161,
Date	May 15, 2026
Instrument	202638161

Lender

Name	LCNB NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 3028 Montclair Ave was $2,874, up 2.9% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,874.00 (+2.9%)	$46,484 (-) Land $6,174 Building $40,310	$132,810 Land $17,640 Building $115,170
2024	$2,793.00 (-2.07%)	$46,484 (-) Land $6,174 Building $40,310
2023	$2,852.00 (+104.44%)	$46,484 (+129.41%) Land $6,174 Building $40,310	$132,810 Land $17,640 Building $115,170
2022	$1,395.00 Homeowner's exemption	$20,262 Land $5,012 Building $15,250
2020			$57,890 Land $14,320 Building $43,570

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3028 Montclair Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3028 Montclair Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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