3028 Mearns Ln, Overgaard, AZ 85933 Property Records

Navajo County property record for 3028 Mearns Ln, Overgaard, AZ 85933

Property Summary

Property Type	Single Family Home
Details	1,728 sqft · built 2008
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$460,000 (Apr 2026)
Tax Bill	$2,890 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Jun 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`206-34-026Q`

Property Details

APN / Parcel Number

Primary APN	`206-34-026Q`

Interior

Stories	2 Stories
Building Area	1,728 sqft Living Area
Gross Area	2,456 sqft
1st Floor Area	1,728 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Garage Area	728 sqft
Deck Area	Deck Area
Patio Area	484 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	3028 MEARNS LN
City	OVERGAARD
State	AZ
Zip	85933-5252
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-R
Legal Description	SECTION 20,T12N,R17E:PARCEL 4, PER SURVEY 55-22. AKA:COM W4 COR S EC 20; TH N001257 W 1318.33; TH S895155 E 1323.71; TH S001 435 E 501.24; TH N6305 49 E 185.15 TPOB; TH N630549 E 185.1 4; TH S001435 E 130.92; TH S630549 W 185.14; TH N001435 W
Legal Range	17E
Legal Township	12N
Legal Section	20
Legal Subdivision	LAND SURVEYS
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	1
Census Block	1068
Census Tract	964201

Owner

3028 Mearns Ln is owned and occupied by an individual who bought it in April 2026.

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3028 MEARNS LN, OVERGAARD, AZ 85933-5252
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Warranty Deed, Transfer · Seller Carry-Back FIDELITY NATIONAL TITLE
Jun 26, 2023	Warranty Deed, Transfer EMPIRE W TITLE AGENCY, EMPIRE TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2026 · Amount on File
Deed Sale	Apr 20, 2026 · Amount on File
Prior Sale	Jun 26, 2023 · Amount on File
Deed Document Number	20265722
Prior Transfer Date	Jun 11, 2016
Prior Transfer Doc	0000008413
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Apr 20, 2026
Property Address	3028 MEARNS LN, OVERGAARD, AZ 85933-5252
Document Number	0000005722
Instrument Date	Apr 20, 2026
Instrument	2026.5722
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	3028 MEARNS LN, OVERGAARD, AZ 85933-5252

Mortgage

Document Number	0000005724,
Date	Apr 20, 2026
Instrument	2026..5724

Lender

Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount on Record

Interest

Rate	6%
Max Rate	-1%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Jun 26, 2023
Property Address	3028 MEARNS LN, OVERGAARD, AZ 85933-5252
Document Number	0000008320
Map Reference	MB 55 PG 22
Instrument Date	Jun 14, 2023
Instrument	2023-08320
Transaction Type	Transfer
Record Updated	Jul 12, 2023
Title Company	EMPIRE W TITLE AGENCY, EMPIRE TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3028 MEAMS LANE, OVERGAARD, AZ 85933

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	634 S HERITAGE DR, GILBERT, AZ 85296-2426
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3028 Mearns Ln was $2,890, up 1.6% from the year before.

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$507,328 (-1.94%) Land $39,244 Building $468,084
2026			$517,381 (+9.72%) Land $41,360 Building $476,021
2025	$2,890.00 (+1.58%)	$47,153 (-5.73%) Land $3,783 Building $43,370	$471,532 (-5.73%) Land $37,830 Building $433,702
2024	$2,845.00 (+2.6%)	$50,020 Land $3,915 Building $46,105	$500,196 Land $39,151 Building $461,045
2023	$2,773.00 (+4.88%)
2022	$2,644.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3028 Mearns Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2002–2008)
Most Recent Claim	Sep 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3028 Mearns Ln is high, ranking above 75% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 64% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Conexon Connect.

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