3028 E Lloyd St, Inverness, FL 34453 Property Records

Citrus County property record for 3028 E Lloyd St, Inverness, FL 34453

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,896 sqft · built 1991
Lot Size	0.44 acres (19,201 sqft)
Owner	Individual Name on Record
Tax Bill	$1,560 (2025)
Deeds & Mortgages	Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19E-19S-02-0010-00150-034.0`

Property Details

APN / Parcel Number

Primary APN	`19E-19S-02-0010-00150-034.0`
Alternative APNs	`0219S19E0010001500340` `1634610`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,896 sqft Living Area
1st Floor Area	1,896 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	19,201 sqft (0.44 acres)
Lot Dimensions	120 ft deep x 160 ft wide
Garage Area	576 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	25 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1634610
Old Parcel Number	0219S19E0010001500340
Street Address	3028 E LLOYD ST
City	INVERNESS
State	FL
Zip	34453-0823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR MED DENSITY RESIDENT
Legal Description	INVERNESS HGLDS UNIT 1 LOTS 34 35 36 37 38 39 40 & 41 BLK 15 DESC IN OR BK 866 PG 414
Legal Range	19E
Legal Township	19S
Legal Section	11
Legal Subdivision	INVERNESS HIGHLANDS UNIT 1
Legal Block	15
Legal Lot Number	34-41 35
Legal Unit	1
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1056
Census Tract	450706

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3028 E LLOYD ST, INVERNESS, FL 34453-0823
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2020
Deed Sale	Nov 5, 2020
Deed Document Number	0003107799
Record Updated	Jun 8, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	3028 E LLOYD ST, INVERNESS, FL 34453-0823
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029131273
Date	Jul 13, 2018
Book Page	2913/1273
Instrument	2018035418

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	156 Months
Due	Jul 1, 2031

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,560.00 (+6.48%) Homeowner's exemption Additional exemption filed	$213,029 (-0.69%) Land $17,120 Building $195,909	$213,029 (-0.69%) Land $17,120 Building $195,909
2024	$1,465.00 (+2.95%) Homeowner's exemption Additional exemption filed	$214,504 (+0.39%) Land $14,880 Building $199,624	$214,504 (+0.39%) Land $14,880 Building $199,624
2023	$1,423.00 (+6.91%) Homeowner's exemption Additional exemption filed	$213,671 (+16.29%) Land $11,560 Building $202,111	$213,671 (+16.29%) Land $11,560 Building $202,111
2022	$1,331.00 Homeowner's exemption Additional exemption filed	$183,741 Land $8,800 Building $174,941	$183,741 Land $8,800 Building $174,941

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

Nearby Properties on E Lloyd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures