3028 E Culver St, Phoenix, AZ 85008 Property Records

Maricopa County property record for 3028 E Culver St, Phoenix, AZ 85008

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,632 sqft · built 1948
Lot Size0.218 acres (9,483 sqft)
Owner2 Individual Names on File
Last Sale$135,000 (Jun 2015)
Tax Bill$1,831 (2025)
Deeds & MortgagesApr 2026 Mortgage
Nov 2024 Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN121-73-072

Property Details

APN / Parcel Number

Primary APN121-73-072
Alternative APN
  • 121730726

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,632 sqft Living Area
Gross Area2,164 sqft
1st Floor Area1,632 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Exterior MaterialBlock
Construction TypeConcrete Block
Roof MaterialAsphalt
Lot Area9,483 sqft (0.218 acres)
Parking Spaces1 Parking Space
Patio Area532 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Street Address3028 E CULVER ST
CityPHOENIX
StateAZ
Zip85008-4734
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal DescriptionMCDOWELL HOMES BLK 5-8 MCR 36/30
Legal Range3E
Legal Township1N
Legal Section2
Legal SubdivisionMCDOWELL HOMES BLK 5-8
Legal Block5-8
Legal Lot Number8
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group2
Census Block2016
Census Tract113503

Owner

Source: Maricopa County records · APN 121-73-072

Assessment roll updated October 22, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3028 E CULVER ST, PHOENIX, AZ 85008-4734
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2026Deed of Trust, Mortgage · Conventional Mortgage
POINT DIGITAL FINANCIAL INC
Nov 25, 2024Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Jan 21, 2022Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Oct 09, 2020Deed of Trust, Mortgage · FHA Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 09, 2015 · Amount on Record
Deed SaleJun 09, 2015 · Amount on Record
Prior SaleJun 08, 2011 · Amount on Record
Deed Document Number2015410303
Prior Transfer DateApr 05, 2011
Prior Transfer Doc0000298258
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Recording DateApr 27, 2026
Property Address3028 E CULVER ST, PHOENIX, AZ 85008-4734
Document Number0000250206
Instrument DateApr 18, 2026
Instrument2026250206
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000250206,
DateApr 27, 2026
Instrument2026250206
Lender
NamePOINT DIGITAL FINANCIAL INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 18, 2056
Interest
Rate TypeFixed Rate
Rate6.22%
Initial TypeFixed Rate
Max Rate-1%

November 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3028 E CULVER ST, PHOENIX, AZ 85008-4734
Transaction TypeMortgage
Record UpdatedMar 24, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3028 E CULVER ST, PHOENIX, AZ 85008-4734
InvestorPossibly a Property Investor

Mortgage

Document Number0000629182
DateNov 25, 2024
Instrument20240629182
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term327 Months
DueFeb 01, 2052

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3028 E CULVER ST, PHOENIX, AZ 85008-4734
Transaction TypeMortgage
Record UpdatedMar 24, 2026
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3028 E CULVER ST, PHOENIX, AZ 85008-4734
InvestorPossibly a Property Investor

Mortgage

Document Number0000062702
DateJan 21, 2022
Instrument20220062702
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3028 E CULVER ST, PHOENIX, AZ 85008-4734
Transaction TypeMortgage
Record UpdatedJul 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3028 E CULVER ST, PHOENIX, AZ 85008-4734

Mortgage

Document Number0000965116
DateOct 09, 2020
Instrument20200965116
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term297 Months
DueJul 01, 2045

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated October 22, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Elementary School DistrictCreighton Elementary District (PK - 08)
Secondary School DistrictPhoenix Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$29,160 (+127.58%)$291,600 (+2.64%) Land $58,300 Building $233,300
2025$1,831.00 (+4.81%)$12,813 (-56%)$284,100 (-2.44%) Land $56,800 Building $227,300
2024$29,120 (+19.25%)$291,200 (+19.25%) Land $58,200 Building $233,000
2023$1,747.00 (+7.38%)$24,420 Land $4,880 Building $19,540$244,200 Land $48,800 Building $195,400
2022$1,627.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 040131135032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 592 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Wi-Fiber
Fixed Wireless
400 / 400
Lumen Technologies
DSL · Fiber in parts of the area
140 / 20
AirFiber WISP
Fixed Wireless
100 / 25
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: California Internet, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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