3028 E 38th St, Anderson, IN 46013 Property Records

Madison County property record for 3028 E 38th St, Anderson, IN 46013

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,053 sqft · built 1962
Lot Size0.293 acres (12,780 sqft)
Owner2 Individual Names on File
Last Sale$178,000 (Dec 2024)
Tax Bill$894 (2025)
Deeds & MortgagesMar 2017 Mortgage
Sep 2022 Transfer
Flood ZoneZone X (minimal risk)
APN18-565B-2-Z

Property Details

APN / Parcel Number

Primary APN18-565B-2-Z
Alternative APNs
  • 48-12-20-400-006.000-003
  • 00001155981

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,053 sqft Living Area
1st Floor Area1,053 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Construction TypeBrick
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area12,780 sqft (0.293 acres)
Lot Dimensions142 ft deep x 90 ft wide
Garage TypeAttached
Garage Area748 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area140 sqft
Patio Area63 sqft
Shed1 Shed
Shed Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number00001155981
Street Address3028 E 38TH ST
CityANDERSON
StateIN
Zip46013-2673
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCARPENTERS E 38TH ST 0.0000ACRES STR: 00000 SECTION: PLAT: 00 IN: OUT:
Legal SubdivisionCARPENTERS EAST 38TH STREET ADDITION
JurisdictionMADISON IN
Township / Civil DivisionANDERSON
Census Block Group1
Census Block1002
Census Tract2000

Owner

3028 E 38th St is owned and occupied by two individuals who bought it in December 2024.

Source: Madison County records, as of June 23, 2026

Owner of Record2 Individual Names on File
Mailing Address3028 E 38TH ST, ANDERSON, IN 46013-2673
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2017Deed of Trust, Mortgage · Conventional Mortgage
CHEMICAL BANK
Sep 28, 2022Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 17, 2024 · Amount on File
Deed SaleDec 17, 2024 · Amount on File
Prior SaleJun 28, 2012
Deed Document Number202417381
Prior Transfer DateSep 21, 2022
Prior Transfer Doc2022R16349
Record UpdatedSep 20, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IN
Property Address3028 E 38TH ST, ANDERSON, IN 46013-2673
Transaction TypeMortgage
Record UpdatedJun 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017R03477
DateMar 17, 2017
Instrument2017R03477
Lender
NameCHEMICAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueApr 1, 2032
Interest
Rate TypeFixed Rate

September 2022: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionMADISON IN
Recording DateSep 28, 2022
Property Address3028 E 38TH ST, ANDERSON, IN 46013-2673
Document Number2022R16349
Map ReferenceBK 11 PG 84
Instrument DateSep 21, 2022
Instrument2022R16349
Transaction TypeTransfer
Record UpdatedJun 9, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3028 E 38TH ST, ANDERSON, IN 46013-2673

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3028 E 38TH ST, ANDERSON, IN 46013-2673

Tax Assessment & Valuation

The 2025 property tax bill for 3028 E 38th St was $894 with a homeowner's exemption, up 23% from the year before.

Source: Madison County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateIndiana
MunicipalityAnderson City
CountyMadison County
County SubdivisionAnderson Township
Unified School DistrictAnderson Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$894.00 (+22.97%) Homeowner's exemption$92,900 Land $12,100 Building $80,800$92,900 Land $12,100 Building $80,800
2024$727.00
2023$79,400 (-3.29%) Land $11,400 Building $68,000$79,400 (-3.29%) Land $11,400 Building $68,000
2022$698.00 Homeowner's exemption$82,100 Land $11,200 Building $70,900$82,100 Land $11,200 Building $70,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3028 E 38th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3028 E 38th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 85% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemANDERSON WATER DEPARTMENT
serves 55,212 people · EPA ID IN5248002
Water SourceGroundwater influenced by surface water
Last State InspectionFeb 2026
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Dec 2024
Treatment and ProcedureCorrosion control
Jan 2026
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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