Norfolk City property record for 3028 Dunkirk Ave, Norfolk, VA 23509
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,050 sqft · built 1923 |
| Lot Size | 0.088 acres (3,825 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Sep 2023) |
| Tax Bill | $3,145 (2026) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Feb 2021 Refinance |
| APN | 31043900 |
| Primary APN | 31043900 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,050 sqft Living Area |
| Attic | Attic |
| Attic Area | 924 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,825 sqft (0.088 acres) |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 3028 DUNKIRK AVE |
|---|---|
| City | NORFOLK |
| State | VA |
| Zip | 23509-1816 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | 28 & N 1/2 26 BLK 17 LAFAYETTE ANNEX |
| Legal Subdivision | LAFEYETTE ANNEX |
| Legal Block | 17 |
| Jurisdiction | NORFOLK CITY VA |
| Township / Civil Division | NORFOLK |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 3200 |
3028 Dunkirk Ave is owned and occupied by an individual who bought it in September 2023.
Source: Norfolk City records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3028 DUNKIRK AVE, NORFOLK, VA 23509-1816 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 11, 2023 | Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Feb 25, 2021 | Intrafamily Transfer, Transfer · Stand-Alone Refinance NAVY FEDERAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 11, 2023 · Amount on File |
| Deed Sale | Sep 11, 2023 · Amount on File |
| Prior Sale | Feb 26, 2010 · Amount on File |
| Deed Document Number | 202316047 |
| Prior Transfer Date | Feb 19, 2021 |
| Prior Transfer Doc | 0000005710 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | Sep 11, 2023 |
| Property Address | 3028 DUNKIRK AVE, NORFOLK, VA 23509-1816 |
| Document Number | 0230016047 |
| Instrument Date | Sep 8, 2023 |
| Instrument | 230016047 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2023 |
| Title Company | RW TOWNE TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3028 DUNKIRK AVE, NORFOLK, VA 23509-1816 |
| Document Number | 0230016048 |
|---|---|
| Date | Sep 11, 2023 |
| Instrument | 230016048 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Number | 0230016049 |
|---|---|
| Date | Sep 11, 2023 |
| Instrument | 230016049 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | Feb 25, 2021 |
| Property Address | 3028 DUNKIRK AVE, NORFOLK, VA 23509-1816 |
| Document Number | 0210005710 |
| Instrument Date | Feb 19, 2021 |
| Instrument | 210005710 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3028 DUNKIRK AVE, NORFOLK, VA 23509-1816 |
| Document Number | 0210005711 |
|---|---|
| Date | Feb 25, 2021 |
| Instrument | 210005711 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 3028 Dunkirk Ave was $3,145, down 0.4% from the year before.
Source: Norfolk City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Norfolk City |
| Unified School District | Norfolk City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,145.00 (-0.41%) | $251,600 (-2.02%) Land $59,300 Building $192,300 | $251,600 (-2.02%) Land $59,300 Building $192,300 |
| 2025 | $3,158.00 | $256,800 Land $59,300 Building $197,500 | $256,800 Land $59,300 Building $197,500 |
| 2023 | $2,489.00 (+21.59%) | $179,300 (+9.46%) Land $59,300 Building $120,000 | $179,300 (+9.46%) Land $59,300 Building $120,000 |
| 2022 | $2,047.00 | $163,800 Land $43,800 Building $120,000 | $163,800 Land $43,800 Building $120,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 3028 Dunkirk Ave; there have been 5 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 5 (1990–2026) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3028 Dunkirk Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 862 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 1,000 / 75 |
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