3028 Cliffside Rd, Shelby, NC 28152 Property Records

Cleveland County property record for 3028 Cliffside Rd, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	1,790 sqft · built 1976
Lot Size	9.53 acres (415,127 sqft)
Owner	Individual Name on Record
Tax Bill	$1,979 (2026)
Deeds & Mortgages	May 2020 Line of Credit Feb 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1338581`

Property Details

APN / Parcel Number

Primary APN	`1338581`
Alternative APN	`1597`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,790 sqft Finished Area
Basement Area	1,790 sqft
Unfinished Basement	1,790 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1991
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Shed Roof
Lot Area	415,127 sqft (9.53 acres)
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	1,200 sqft
Deck Area	520 sqft
Shed	1 Shed
Canopy	224 sqft
Lean-To	360 sqft
Stable	1,296 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1338581
Street Address	3028 CLIFFSIDE RD
City	SHELBY
State	NC
Zip	28152-8152
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	9.53 AC RD 1003 LIFE EST
Legal Subdivision	CLIFFSIDE
Legal Block	1
Legal Lot Number	28
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2006
Census Tract	951501

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3028 CLIFFSIDE RD, SHELBY, NC 28152-8152
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2020	Deed of Trust, Mortgage · Line of Credit TRULIANT FCU
Feb 4, 2021	Intrafamily Transfer, Transfer
Feb 11, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 21, 2021
Transfer Doc	0018321514
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	3028 CLIFFSIDE RD, SHELBY, NC 28152-8152
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018122504
Date	May 11, 2020
Book Page	1812/2504
Instrument	200039090

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 5, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEVELAND NC
Recording Date	Feb 4, 2021
Property Address	3028 CLIFFSIDE RD, SHELBY, NC 28152-8152
Document Number	0018321514
Book / Page	1832 / 1514
Instrument Date	Jan 21, 2021
Instrument	200050373
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3028 CLIFFSIDE RD, SHELBY, NC 28152-8152

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEVELAND NC
Recording Date	Feb 11, 2021
Property Address	3028 CLIFFSIDE RD, SHELBY, NC 28152-8152
Document Number	0018330042
Book / Page	1833 / 42
Instrument Date	Jan 21, 2021
Instrument	200050704
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3028 CLIFFSIDE RD, SHELBY, NC 28152-8152

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	719 PARK ST APT 22, 22, ASHLAND, OR 97520-2500

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,979.00 (+3.72%)	$300,549 (-) Land $78,434 Building $222,115	$300,549 (-) Land $78,434 Building $222,115
2025	$1,908.00	$300,549 (+48.94%) Land $78,434 Building $222,115	$300,549 (+48.94%) Land $78,434 Building $222,115
2023		$201,787 Land $42,644 Building $159,143	$201,787 Land $42,644 Building $159,143

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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