3028 Chris Ave, Lorain, OH 44052 Property Records

Lorain County property record for 3028 Chris Ave, Lorain, OH 44052

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,144 sqft · built 1956
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$104,800 (Jul 2020)
Tax Bill	$1,406 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-01-006-179-014`

Property Details

APN / Parcel Number

Primary APN	`02-01-006-179-014`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft
Basement Area	1,120 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	138 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	16 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	3028 CHRIS AVE
City	LORAIN
State	OH
Zip	44052-5019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FALBO2 55.00 X 138.00
Legal Subdivision	FALBO2
Legal Tract	01
Legal Block	179
Legal Lot Number	156
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	2
Census Block	2015
Census Tract	23500

Owner

Source: Lorain County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3028 CHRIS AVE, LORAIN, OH 44052-5019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 16, 2020	Warranty Deed, Transfer · FHA Mortgage HOWARD HANNA MTG SVCS
Apr 15, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2020 · Amount on Record
Deed Sale	Jul 16, 2020 · Amount on Record
Prior Sale	Apr 15, 2019 · Amount on Record
Deed Document Number	2020769489
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	3028 CHRIS AVE, LORAIN, OH 44052-5019
Transaction Type	Mortgage
Record Updated	Sep 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3028 CHRIS AVE, LORAIN, OH 44052-5019

Mortgage

Document Number	0000067470
Date	Sep 12, 2025
Instrument	2025-0067470

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jul 16, 2020
Property Address	3028 CHRIS AVE, LORAIN, OH 44052-5019
Document Number	0000769489
Instrument Date	Jul 14, 2020
Instrument	769489
Transaction Type	Transfer
Record Updated	Jul 28, 2020
Title Company	NEWMAN TITLE, NEWMAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$419.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3028 CHRIS AVE LORAIN OH 440525019, LORAIN, OH 44052-5019

Mortgage

Document Number	769490
Date	Jul 16, 2020
Instrument	769490

Lender

Name	HOWARD HANNA MTG SVCS
Type	Mortgage Company
Address	PITTSBURGH, PA 15238

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 15, 2019
Property Address	3028 CHRIS AVE, LORAIN, OH 44052-5019
Document Number	0000710945
Instrument Date	Feb 16, 2019
Instrument	710945
Transaction Type	Transfer
Record Updated	Apr 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$96.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13214 THOMPSON RD VERMILION OH 440899550, VERMILION, OH 44089-9550

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,406.00 Homeowner's exemption	$36,780 (-0.01%) Land $7,840 Building $28,940	$105,100 (-) Land $22,410 Building $82,690
2024	$1,406.00 (-3.3%)	$36,785 (+30.18%) Land $7,844 Building $28,942	$105,100 (+30.19%) Land $22,410 Building $82,690
2023	$1,454.00 (+0.83%)	$28,256 (+0.02%) Land $6,563 Building $21,693	$80,730 (-) Land $18,750 Building $61,980
2022	$1,442.00	$28,250 Land $6,560 Building $21,690
2021			$80,730 Land $18,750 Building $61,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline.

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