3028 Chalkstone Ave, Elgin, IL 60124 Property Records

Kane County property record for 3028 Chalkstone Ave, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,549 sqft · built 2005
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on File
Last Sale$306,500 (Jul 2005)
Tax Bill$10,349 (2025)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN06-18-429-008

Property Details

APN / Parcel Number

Primary APN06-18-429-008

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,549 sqft Living Area
Gross Area3,864 sqft
Basement Area1,315 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Construction TypeFrame
Lot Area8,276 sqft (0.19 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address3028 CHALKSTONE AVE
CityELGIN
StateIL
Zip60124-8939
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPROVIDENCE UNIT 1 LOT 209
Legal SubdivisionPROVIDENCE
Legal Block2
Legal Lot Number209
Legal Unit1
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2003
Census Tract851911

Owner

3028 Chalkstone Ave is owned and occupied by an individual who bought it in July 2005.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address3028 CHALKSTONE AVE, ELGIN, IL 60124-8939
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 2005 · Amount on File
Deed SaleJul 1, 2005 · Amount on File
Deed Document Number200575627
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address3028 CHALKSTONE AVE, ELGIN, IL 60124-8939
Transaction TypeMortgage
Record UpdatedJul 2, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000046440
DateJun 17, 2021
Instrument2021K046440
Lender
NameCHICAGO MORTGAGE SOLUTIONS CORP
TypeMortgage Company
AddressDES PLAINES, IL 60018
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJun 1, 2036
Interest
Rate TypeFixed Rate
Rate2.11%

Tax Assessment & Valuation

The 2025 property tax bill for 3028 Chalkstone Ave was $10,349 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,349.00 Homeowner's exemption$140,158 (+8.57%) Land $43,240 Building $96,918$420,642 (+8.57%) Land $129,772 Building $290,870
2024$129,095 Land $39,827 Building $89,268$387,440 Land $119,529 Building $267,911
2022$9,613.00 (+3.45%) Homeowner's exemption$106,344 (+6.96%) Land $32,808 Building $73,536$319,032 (+6.96%) Land $98,424 Building $220,608
2021$9,292.00 Homeowner's exemption$99,424 Land $30,673 Building $68,751$298,272 Land $92,019 Building $206,253

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3028 Chalkstone Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3028 Chalkstone Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50

May also be available: AT&T, Verizon.

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