3028 Bald Eagle Trl, Duluth, MN 55804 Property Records

St. Louis County property record for 3028 Bald Eagle Trl, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,520 sqft · built 2023
Lot Size	0.221 acres (9,667 sqft)
Owner	Individual Name on Record
Last Sale	$79,000 (Jul 2014)
Tax Bill	$7,580 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2022 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-2119-00580`

Property Details

APN / Parcel Number

Primary APN	`010-2119-00580`
Alternative APNs	`1163820` `969914`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,520 sqft Gross Area
1st Floor Area	1,720 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Frame
Lot Area	9,667 sqft (0.221 acres)
Garage Area	401 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1163820
Street Address	3028 BALD EAGLE TRL
City	DULUTH
State	MN
Zip	55804-1198
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 BLOCK 4 SERIAL #
Legal Subdivision	HAWK RIDGE ESTATES FIRST ADDITION
Legal Block	4
Legal Lot Number	23
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3001
Census Tract	200

Owner

Source: St. Louis County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3028 BALD EAGLE TRL, DULUTH, MN 55804-1198
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 29, 2022	Deed of Trust, Mortgage · Construction Mortgage NATIONAL BANK OF COMMERCE
Dec 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF COMMERCE
Jun 26, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AFFINITY PLUS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2014 · Amount on Record
Deed Sale	Jul 21, 2014 · Amount on Record
Prior Sale	Jul 21, 2014 · Amount on Record
Deed Document Number	2014946652
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3028 BALD EAGLE TRL, DULUTH, MN 55804-1198
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3028 BALD EAGLE TRL, DULUTH, MN 55804-1198

Mortgage

Document Number	0001095500
Date	Oct 24, 2025
Instrument	1095500

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2045

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3028 BALD EAGLE TRL, DULUTH, MN 55804-1198
Transaction Type	Mortgage
Record Updated	Oct 21, 2025
Title Company	PIONEER ABSTRACT AND TITLE WI, PIONEER ABSTRACT & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1510 E 6TH ST, DULUTH, MN 55812-1207

Mortgage

Document Number	0001063934
Date	Nov 29, 2022
Instrument	1063934

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 22, 2023

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3028 BALD EAGLE TRL, DULUTH, MN 55804-1198
Transaction Type	Mortgage
Record Updated	Oct 21, 2025
Title Company	PIONEER ABSTRACT AND TITLE WI, PIONEER ABSTRACT & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3028 BALD EAGLE TRL, DULUTH, MN 55804-1198

Mortgage

Document Number	0001075616
Date	Dec 27, 2023
Instrument	1075616

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3028 BALD EAGLE TRL, DULUTH, MN 55804-1198
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3028 BALD EAGLE TRL, DULUTH, MN 55804-1198

Mortgage

Document Number	0001091459
Date	Jun 26, 2025
Instrument	1091459

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 20, 2035

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,580.00 (+6.73%) Homeowner's exemption
2025	$7,102.00 (+417.64%) Homeowner's exemption	$571,500 (+10.93%) Land $65,100 Building $506,400	$571,500 (+10.93%) Land $65,100 Building $506,400
2024	$1,372.00 (+2.08%)	$515,200 (+600.95%) Land $65,100 Building $450,100	$515,200 (+600.95%) Land $65,100 Building $450,100
2023	$1,344.00
2022		$73,500 (+18.74%) Land $73,500	$73,500 (+18.74%) Land $73,500
2021		$61,900 Land $61,900	$61,900 Land $61,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	May 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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