Polk County property record for 3027 Silverado Ter, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,636 sqft · built 1988 |
| Lot Size | 0.216 acres (9,426 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $140,000 (Dec 2013) |
| Tax Bill | $1,350 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-28-31-000000-021280 |
| Primary APN | 27-28-31-000000-021280 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,636 sqft Living Area |
| Gross Area | 2,098 sqft |
| 1st Floor Area | 1,636 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 9,426 sqft (0.216 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 99 sqft |
| Street Address | 3027 SILVERADO TER |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-1255 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | PART LOT 13 & LOT 14 & ADD TO LOT 14 OF UNREC CYPRESS POND DESC AS BEG 3080.78 FT S & 35.81 FT W OF NE COR OF SEC RUN S 11 DEG 26 MIN E 48.49 FT S 19 DEG03 MIN 22 SEC E 34.98 FT S 83 DEG 25 MIN 52SEC W 121.74 FT N 20 DEG 39 MIN 39 SEC W 20.85 FT N 11 |
| Legal Range | 27E |
| Legal Township | 28S |
| Legal Section | 31 |
| Legal Subdivision | ALAMEDA HEIGHTS |
| Legal Tract | 000000 |
| Legal Block | 2 |
| Legal Lot Number | 13,14 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 2 |
| Census Block | 2068 |
| Census Tract | 14123 |
3027 Silverado Ter is owned and occupied by two individuals who bought it in December 2013.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3027 SILVERADO TER, WINTER HAVEN, FL 33884-1255 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 31, 2013 · Amount on File |
| Deed Sale | Dec 31, 2013 · Amount on File |
| Deed Document Number | 2013237526 |
| Deed Book / Page | 9145 / 1412 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 3027 SILVERADO TER, WINTER HAVEN, FL 33884-1255 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3027 SILVERADO TER, WINTER HAVEN, FL 33884-1255 |
| Document Number | 0000199090 |
|---|---|
| Date | Jul 30, 2021 |
| Book Page | 11827/2203 |
| Instrument | 2021199090 |
| Name | LIBERTY SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | WILMINGTON, OH 45177 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
The 2025 property tax bill for 3027 Silverado Ter was $1,350 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $148,540 (+2.7%) | $202,504 (-2.62%) Land $50,000 Building $152,504 | |
| 2025 | $1,350.00 Homeowner's exemption | $144,635 | $207,953 Land $50,000 Building $157,953 |
| 2023 | $1,744.00 (+3.93%) Homeowner's exemption | $136,465 (+3%) | $211,890 (+10.31%) Land $48,000 Building $163,890 |
| 2022 | $1,678.00 Homeowner's exemption | $132,490 | $192,078 Land $40,000 Building $152,078 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3027 Silverado Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 105 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 105 in force |
| Nearby Flood Claims | 3 (2017–2022) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3027 Silverado Ter is high, ranking above 71% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 54% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Hotwire Communications.
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