3027 Silver Palm Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 3027 Silver Palm Dr, Edgewater, FL 32141

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,764 sqft · built 2022
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Trust Names on File
Last Sale	$49,000 (Jun 2021)
Tax Bill	$4,144 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit May 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8402-01-14-7440`

Property Details

APN / Parcel Number

Primary APN	`8402-01-14-7440`
Alternative APNs	`34180201147440` `02183401147440` `3961200.0` `3961200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,764 sqft Living Area
Gross Area	2,160 sqft
1st Floor Area	1,764 sqft
Flooring	Combination, Other

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete Block/Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	125 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Patio Area	700 sqft
Shed	1 Shed
Shed Area	143 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	3961200
Street Address	3027 SILVER PALM DR
City	EDGEWATER
State	FL
Zip	32141-6001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07R2B
Legal Description	LOTS 14744 TO 14746 INC BLK 473 FLORIDA SHORES NO 25 MB 19 PG 245 PER OR 5296 PG 0567 PER OR 7839 PG 2245 PER OR 7839 PG 2247 PER OR 8074 PG 1899 PER OR 8404 PG 2656
Legal Range	34E
Legal Township	18S
Legal Section	02
Legal Subdivision	FLORIDA SHORES
Legal Tract	01
Legal Block	473
Legal Lot Number	14744
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	2
Census Block	2021
Census Tract	83007

Owner

3027 Silver Palm Dr is owner-occupied and held in a trust since June 2021.

Source: Volusia County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3027 SILVER PALM DR, EDGEWATER, FL 32141-6001
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Deed of Trust, Mortgage · Line of Credit SPACE COAST CU
May 10, 2023	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Jun 29, 2021	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC
Apr 9, 2020	Warranty Deed, Transfer WATSON TITLE SERVICES INC, WATSON TITLE SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2021 · Amount on File
Deed Sale	Jun 29, 2021 · Amount on File
Prior Sale	Apr 14, 2004 · Amount on File
Deed Document Number	2021152242
Deed Book / Page	8074 / 1899
Prior Transfer Date	Apr 6, 2020
Prior Transfer Doc	0078392247
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	3027 SILVER PALM DR, EDGEWATER, FL 32141-6001
Transaction Type	Mortgage
Record Updated	Jan 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3027 SILVER PALM DR, EDGEWATER, FL 32141-6001

Mortgage

Document Number	0087951836
Date	Dec 23, 2025
Book Page	8795/1836
Instrument	2025238646

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	168 Months
Due	Dec 22, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	May 10, 2023
Property Address	3027 SILVER PALM DR, EDGEWATER, FL 32141-6001
Document Number	0084042656
Book / Page	8404 / 2656
Map Reference	MB 19 PG 245
Instrument Date	May 5, 2023
Instrument	2023094569
Transaction Type	Transfer
Record Updated	Jun 5, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2232 QUEEN PALM DR, EDGEWATER, FL 32141-4506

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3027 SILVER PALM DR, EDGEWATER, FL 32141-6001

Mortgage

Document Number	0084042658
Date	May 10, 2023
Instrument	8404/2658

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Jun 29, 2021
Property Address	3027 SILVER PALM DR, EDGEWATER, FL 32141-6001
Document Number	0080741899
Book / Page	8074 / 1899
Map Reference	MB 19 PG 245
Instrument Date	Jun 14, 2021
Instrument	2021-152242
Transaction Type	Transfer
Record Updated	Jan 11, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount on Record
Tax	$343.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1949 RIVERS LANDING DR, PROSPECT, KY 40059-8074

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	925 CHICKADEE DR, PORT ORANGE, FL 32127-4771

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Apr 9, 2020
Property Address	3027 SILVER PALM DR, EDGEWATER, FL 32141-6001
Document Number	0078392247
Book / Page	007839 / 002247
Instrument Date	Apr 6, 2020
Instrument	69407
Transaction Type	Transfer
Record Updated	Jun 22, 2020
Title Company	WATSON TITLE SERVICES INC, WATSON TITLE SVCS INC

Transaction

Amount	Amount on Record
Tax	$315.00
Amount Accuracy	Confirmed
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1949 RIVERS LANDING DR PROSPECT KY 400598074, PROSPECT, KY 40059-8074

Tax Assessment & Valuation

The 2025 property tax bill for 3027 Silver Palm Dr was $4,144 with a homeowner's exemption.

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$277,427 (+2.7%)	$368,210 (-5.45%) Land $64,800 Building $303,410
2025	$4,144.00 Homeowner's exemption	$270,134	$389,420 Land $64,800 Building $324,620
2023	$6,622.00 (+680.9%)	$350,179 (+688.69%) Land $51,000 Building $299,179	$350,179 (+688.69%) Land $51,000 Building $299,179
2022	$848.00	$44,400 Land $44,400	$44,400 Land $44,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3027 Silver Palm Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	6 (2008–2024)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3027 Silver Palm Dr is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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