3027 Ralph Dr, Foristell, MO 63348 Property Records

St. Charles County property record for 3027 Ralph Dr, Foristell, MO 63348

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,722 sqft · built 1975
Lot Size	2.31 acres (100,624 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Mar 2026)
Tax Bill	$3,765 (2025)
Deeds & Mortgages	Dec 2024 Line of Credit Mar 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`739020A000`

Property Details

APN / Parcel Number

Primary APN	`739020A000`
Alternative APN	`4-0015-4272-00-0014.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,722 sqft Living Area
Gross Area	3,752 sqft
1st Floor Area	1,720 sqft
Basement Area	1,380 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	100,624 sqft (2.31 acres)
Garage Type	Attached
Garage Area	652 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	90 sqft
Deck Area	Deck Area
Patio Area	754 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	739020A000
Street Address	3027 RALPH DR
City	FORISTELL
State	MO
Zip	63348-1231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	FOREST HILLS LOT 14
Legal Subdivision	FOREST HILLS
Legal Lot Number	14
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	1
Census Block	1022
Census Tract	312003

Owner

Source: St. Charles County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3027 RALPH DR, FORISTELL, MO 63348-1231
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2024	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Mar 16, 2026	Warranty Deed, Transfer · Conventional Mortgage ALLIANCE CU
Sep 6, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2026 · Amount on Record
Deed Sale	Mar 16, 2026 · Amount on Record
Prior Sale	Sep 6, 2022 · Amount on Record
Deed Document Number	202611929
Prior Transfer Date	Oct 10, 2016
Prior Transfer Doc	0000697280
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3027 RALPH DR, FORISTELL, MO 63348-1231
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3027 RALPH DR, FORISTELL, MO 63348-1231
Investor	Possibly a Property Investor

Mortgage

Document Number	0000054479
Date	Dec 30, 2024
Instrument	2024R-054479

Lender

Name	PEOPLES BANK
Type	Bank
Address	CUBA, MO 65453

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Dec 26, 2025

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 16, 2026
Property Address	3027 RALPH DR, FORISTELL, MO 63348-1231
Document Number	0000011929
Map Reference	MB 7 PG 65
Instrument Date	Mar 12, 2026
Instrument	2026R-011929
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2689 OAK HILL RD, CUBA, MO 65453-6137

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3027 RALPH DR, FORISTELL, MO 63348-1231

Mortgage

Document Number	0000011930
Date	Mar 16, 2026
Instrument	2026R-011930

Lender

Name	ALLIANCE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 6, 2022
Property Address	3027 RALPH DR, FORISTELL, MO 63348-1231
Document Number	0000048976
Map Reference	MB 7 PG 65
Instrument Date	Aug 31, 2022
Instrument	2022R-048976
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3027 RALPH DR, FORISTELL, MO 63348-1231

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3027 RALPH DR, FORISTELL, MO 63348-1231
Investor	Possibly a Property Investor

Mortgage

Document Number	0000048977
Date	Sep 6, 2022
Instrument	2022R-048977

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	Foristell City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,074 (-)	$321,440 (-) Land $97,060 Building $224,380
2025	$3,765.00 (+5.31%)	$61,074 (+8.31%)	$321,440 (+8.31%) Land $97,060 Building $224,380
2024	$3,575.00
2023		$56,389
2022			$296,782 Land $48,840 Building $247,942

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWSD 2 FORISTELL serves 550 people · EPA ID MO6010287
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Brightspeed, Verizon.

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