3027 Chipwood Ct, Spring Valley, CA 91978 Property Records

San Diego County property record for 3027 Chipwood Ct, Spring Valley, CA 91978

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,059 sqft · built 1987
Lot Size	1.68 acres (73,517 sqft)
Owner	Individual Name on Record
Last Sale	$415,000 (Mar 2021)
Tax Bill	$5,890 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`506-110-14-14`

Property Details

APN / Parcel Number

Primary APN	`506-110-14-14`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,059 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Condo/Apartment
Lot Area	73,517 sqft
View / Lot	Good

Location & Zoning

Street Address	3027 CHIPWOOD CT
City	SPRING VALLEY
State	CA
Zip	91978-1966
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RU
Legal Description	LOT 4 US 14PER DOC86-061613&UND INT IN TR 011369
Legal Subdivision	SAN DIEGO #4398-2
Legal Tract	011369
Legal Block	2
Legal Lot Number	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2005
Census Tract	13505

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3027 CHIPWOOD CT, SPRING VALLEY, CA 91978-1966
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jan 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Mar 17, 2021	Grant Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2021 · Amount on Record
Deed Sale	Mar 17, 2021 · Amount on Record
Prior Sale	Sep 24, 2014 · Amount on Record
Deed Document Number	2021209013
Prior Transfer Date	May 13, 2010
Prior Transfer Doc	0000292976
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3027 CHIPWOOD CT, SPRING VALLEY, CA 91978-1966
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3027 CHIPWOOD CT, SPRING VALLEY, CA 91978-1966
Investor	Possibly a Property Investor

Mortgage

Document Number	0000335413
Date	Nov 26, 2025
Instrument	2025-0335413

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 25, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3027 CHIPWOOD CT, SPRING VALLEY, CA 91978-1966
Transaction Type	Mortgage
Record Updated	Feb 8, 2022
Title Company	IN TITLE, FIN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3027 CHIPWOOD CT, SPRING VALLEY, CA 91978-1966

Mortgage

Document Number	0000044352
Date	Jan 31, 2022
Instrument	2022-0044352

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 17, 2021
Property Address	3027 CHIPWOOD CT, SPRING VALLEY, CA 91978-1966
Document Number	0000209013
Map Reference	MAP 11369
Instrument Date	Feb 26, 2021
Instrument	2021-0209013
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3027 CHIPWOOD CT, SPRING VALLEY, CA 91978-1966

Mortgage

Document Number	0000209014
Date	Mar 17, 2021
Instrument	2021-0209014

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$458,189 (+2%) Land $176,224 Building $281,965
2025	$5,890.00 (+0.99%) Homeowner's exemption	$449,206 (+4.04%) Land $172,769 Building $276,437
2024	$5,832.00 (+2.98%)
2023	$5,663.00 (+1.98%) Homeowner's exemption	$431,764 Land $166,061 Building $265,703
2022	$5,553.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, San Diego Broadband, T-Mobile, Verizon.

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