3026 Elderberry Ave, Kalispell, MT 59901 Property Records

Flathead County property record for 3026 Elderberry Ave, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,004 sqft · built 2021
Lot Size	0.158 acres (6,882 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Apr 2021)
Tax Bill	$2,422 (2026)
Deeds & Mortgages	Dec 2020 Construction Loan Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`R860727`

Property Details

APN / Parcel Number

Primary APN	`R860727`
Alternative APNs	`07-4078-28-1-04-15-0000` `0000508054`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,004 sqft Living Area
1st Floor Area	2,004 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,882 sqft (0.158 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	152 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	0000508054
Street Address	3026 ELDERBERRY AVE
City	KALISPELL
State	MT
Zip	59901-3734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRUMBULL CREEK CROSSING PH 4, S28, T29 N, R21 W, LOT 6
Legal Range	21W
Legal Township	29N
Legal Section	28
Legal Subdivision	TRUMBULL CREEK CROSSING PH 4
Legal Lot Number	6
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	3
Census Block	3004
Census Tract	700

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3026 ELDERBERRY AVE, KALISPELL, MT 59901-3734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2020	Deed of Trust, Mortgage · Construction Mortgage FIRST INTERSTATE BANK
Apr 9, 2021	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Nov 20, 2020	Warranty Deed, Transfer ALLIANCE TITLE AND ESCROW/WY LLC, ALLIANCE TITLE & ESCROW LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2021 · Amount on Record
Deed Sale	Apr 9, 2021 · Amount on Record
Prior Sale	Nov 20, 2020
Deed Document Number	202112458
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	3026 ELDERBERRY AVE, KALISPELL, MT 59901-3734
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000042045
Date	Dec 14, 2020
Instrument	202000042045

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	KALISPELL, MT 59904

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 14, 2021

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Apr 9, 2021
Property Address	3026 ELDERBERRY AVE, KALISPELL, MT 59901-3734
Document Number	202100012458
Instrument Date	Apr 8, 2021
Instrument	202100012458
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3026 ELDERBERRY DR, KALISPELL, MT 59901-3734

Mortgage

Document Number	202100012459
Date	Apr 9, 2021
Instrument	202100012459

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Nov 20, 2020
Property Address	3026 ELDERBERRY AVE, KALISPELL, MT 59901-3734
Document Number	202000039333
Instrument Date	Nov 20, 2020
Instrument	202000039333
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	ALLIANCE TITLE AND ESCROW/WY LLC, ALLIANCE TITLE & ESCROW LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 WITTLAKE DR, KALISPELL, MT 59901-0702

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Helena Flats Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,422.00 (-32.18%)	$580,800 (+31.97%)
2025			$580,800 (+31.97%) Land $88,445 Building $492,355
2023	$3,571.00	$440,100	$440,100 Land $73,075 Building $367,025

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1997 · Severe Storms,ice Jams, Snow Melt, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLATHEAD COUNTY WATER AND SEWER serves 9,520 people · EPA ID MT0001744
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Bullitt Communications Fixed Wireless	100 / 50

May also be available: MontanaSky Networks, Verizon.

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