3026 Commerce St, Houston, TX 77003 Property Records

Harris County property record for 3026 Commerce St, Houston, TX 77003

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,800 sqft · built 2012
Lot Size0.054 acres (2,347 sqft)
OwnerIndividual Name on Record
Last Sale$338,300 (Jul 2021)
Tax Bill$8,812 (2025)
Deeds & MortgagesJul 2021 Mortgage
Dec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN129-212-001-0017

Property Details

APN / Parcel Number

Primary APN129-212-001-0017

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories3 Stories
Building Area1,800 sqft Living Area
1st Floor Area860 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Exterior MaterialAluminum/Vinyl
Construction TypeMetal Frame
Foundation TypeSlab (Mat/Raft)
Lot Area2,347 sqft (0.054 acres)
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area52 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1292120010017
Street Address3026 COMMERCE ST
CityHOUSTON
StateTX
Zip77003-1636
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 17 BLK 1 COMMERCE AVENUE T/H
Legal SubdivisionCOMMERCE AVENUE T/H
Legal Block1
Legal Lot Number17
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group2
Census Block2037
Census Tract310101

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3026 COMMERCE ST, HOUSTON, TX 77003-1636
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2021Vendor's Lien, Transfer · FHA Mortgage
PLAZA HOME MORTGAGE INC
Dec 8, 2017Warranty Deed, Transfer · VA Mortgage
CARDINAL FIN'L

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 27, 2021 · Amount on Record
Deed SaleJul 27, 2021 · Amount on Record
Prior SaleDec 8, 2017 · Amount on Record
Deed Document Number2021423160
Prior Transfer DateJul 26, 2021
Prior Transfer Doc2021423160
Record UpdatedOct 29, 2026

July 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHARRIS TX
Recording DateJul 27, 2021
Property Address3026 COMMERCE ST, HOUSTON, TX 77003-1636
Document Number2021423160
Map ReferenceMF 608288
Instrument DateJul 26, 2021
Instrument2021-423160
Transaction TypeTransfer
Record UpdatedAug 4, 2021
Title CompanyTRADITIONAL TITLE COMPANY, TRADITION TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3026 COMMERCE ST, HOUSTON, TX 77003-1636

Mortgage

Document Number2021423161
DateJul 27, 2021
Instrument2021-423161
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARRIS TX
Recording DateDec 8, 2017
Property Address3026 COMMERCE ST, HOUSTON, TX 77003-1636
Document Number0000539349
Instrument DateDec 7, 2017
Instrument539349
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyALAMO TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3026 COMMERCE ST HOUSTON TX 770031636, HOUSTON, TX 77003-1636

Mortgage

Document Number539350
DateDec 8, 2017
Instrument539350
Lender
NameCARDINAL FIN'L
TypeFunding / Finance Company
AddressCHARLOTTE, NC 28273
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 7, 2047

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
MunicipalityHouston City
Unified School DistrictHouston Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$380,633 (-1.72%) Land $105,793 Building $274,840$380,633 (-1.72%) Land $105,793 Building $274,840
2025$8,812.00 (+11.18%)$387,305 (+2.95%) Land $76,940 Building $310,365$387,305 (+2.95%) Land $76,940 Building $310,365
2024$7,926.00 (+4.58%)
2023$376,207 Land $76,940 Building $299,267$376,207 Land $76,940 Building $299,267
2022$7,579.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 38 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies38 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HOUSTON
serves 2,970,543 people · EPA ID TX1010013
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · May 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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