3026 Cobblestone Ct, Gastonia, NC 28056 Property Records

Gaston County property record for 3026 Cobblestone Ct, Gastonia, NC 28056

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,344 sqft · built 1984
Lot Size0.38 acres (16,553 sqft)
Owner2 Individual Names on File
Last Sale$287,000 (Sep 2022)
Tax Bill$2,025 (2026)
Deeds & MortgagesSep 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10095 00440

Property Details

APN / Parcel Number

Primary APN10095 00440
Alternative APNs
  • 1562416
  • 147095

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures3 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,344 sqft Heated Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleRanch
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area16,553 sqft (0.38 acres)
PorchPorch
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address3026 COBBLESTONE CT
CityGASTONIA
StateNC
Zip28056-9087
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSADDLEWOOD BLK A L 20 10 095 004 40 000
Legal SubdivisionSADDLEWOOD SUBDIVISION
Legal BlockA
JurisdictionGASTON NC
Township / Civil DivisionGASTONIA
Census Block Group1
Census Block1000
Census Tract33310

Owner

3026 Cobblestone Ct is owned and occupied by two individuals who bought it in September 2022.

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3026 COBBLESTONE CT, GASTONIA, NC 28056-9087
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2022 · Amount on File
Deed SaleSep 1, 2022 · Amount on File
Prior SaleJul 9, 2009 · Amount on File
Deed Book / Page5362 / 179
Record UpdatedOct 29, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateSep 1, 2022
Property Address3026 COBBLESTONE CT, GASTONIA, NC 28056-9087
Document Number0053620179
Book / Page5362 / 179
Map ReferenceMB 37 PG 59
Instrument DateSep 1, 2022
Transaction TypeTransfer
Record UpdatedOct 20, 2022
Title CompanySOUTH MIAMI TITLE COMPANY, SOUTH CITY TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$574.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2421 WOODLEIGH DR, 2421, GASTONIA, NC 28056-8818

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

Mortgage

Document Number0005362182
DateSep 1, 2022
Instrument5362/182
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 3026 Cobblestone Ct was $2,025.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,025.00$283,700 Land $21,500 Building $262,200
2023$1,971.00$283,700 Land $21,500 Building $262,200
2021$134,290 Land $21,000 Building $113,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3026 Cobblestone Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3026 Cobblestone Ct is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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