3025 Viewpoint Rd, Isle, MN 56342 Property Records

Mille Lacs County property record for 3025 Viewpoint Rd, Isle, MN 56342 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1,044 sqft · built 1989
Lot Size	0.726 acres (31,663 sqft)
Owner	2 Individual Names on File
Last Sale	$515,000 (Dec 2025)
Tax Bill	$4,048 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Dec 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`05-803-0240`

Property Details

APN / Parcel Number

Primary APN	`05-803-0240`

Interior

Building Area	1,044 sqft Total Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	31,663 sqft (0.726 acres)
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Deck Area	280 sqft

Location & Zoning

Street Address	3025 VIEWPOINT RD
City	ISLE
State	MN
Zip	56342-9660
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	25
Legal Township	43
Legal Section	34
Legal Subdivision	SUNNYWOOD BEACH
Legal Lot Number	27
Jurisdiction	MILLE LACS MN
Township / Civil Division	EAST SIDE
Census Block Group	2
Census Block	2011
Census Tract	970100

Owner

Source: Mille Lacs County records · APN 05-803-0240

Assessment roll updated September 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3025 VIEWPOINT RD, ISLE, MN 56342-9660
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Dec 22, 2023	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 17, 2025 · Amount on Record
Deed Sale	Dec 17, 2025 · Amount on Record
Deed Document Number	2025449268
Prior Transfer Date	Dec 22, 2023
Prior Transfer Doc	000A439303
Record Updated	Sep 20, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Dec 17, 2025
Property Address	3025 VIEWPOINT RD, ISLE, MN 56342-9660
Document Number	000A449268
Instrument Date	Nov 13, 2025
Instrument	A449268
Transaction Type	Transfer
Record Updated	Jan 02, 2026
Title Company	ALL LEGAL TITLE COMPANY LLC, ALL AMER TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,699.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3025 VIEWPOINT RD, ISLE, MN 56342-9660

Mortgage

Document Number	000A449269
Date	Dec 17, 2025
Instrument	A449269

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.61%
Type Change Date	Dec 01, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.6%
Index	SOFR Average 30-Day
Max Rate	11.6%

December 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MILLE LACS MN
Recording Date	Dec 22, 2023
Property Address	3025 VIEWPOINT RD, ISLE, MN 56342-9660
Document Number	000A439303
Instrument Date	Dec 11, 2023
Instrument	A439303
Transaction Type	Transfer
Record Updated	Jan 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3052 VIEWPOINT RD, ISLE, MN 56342-9660

Tax Assessment & Valuation

Source: Mille Lacs County records · Assessment roll updated September 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	East Side Township
Unified School District	Isle Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,048.00 (+0.9%)
2025	$4,012.00 (-0.4%) Homeowner's exemption	$411,600 (+4.68%) Land $201,400 Building $210,200	$411,600 (+4.68%) Land $201,400 Building $210,200
2023	$4,028.00	$393,200 Land $190,800 Building $202,400	$393,200 Land $190,800 Building $202,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mille Lacs County (27095C), updated March 4, 2013 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270959701002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Nearby Flood Policies	10 in force

Wildfire

Wildfire Risk	Low above 32% of the US · above 58% of Minnesota
Wildfire Likelihood	About 1 in 4,348 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 92 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Midcontinent Communications	Cable	250 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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