3025 Via de Caballo, Encinitas, CA 92024 Property Records

San Diego County property record for 3025 Via de Caballo, Encinitas, CA 92024

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,832 sqft · built 1973
Lot Size	0.43 acres (1,889 sqft)
Owner	Company Name on Record
Last Sale	$710,000 (Oct 2018)
Tax Bill	$9,045 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Jul 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`264-200-12-00`

Property Details

APN / Parcel Number

Primary APN	`264-200-12-00`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,832 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tar & Gravel
Lot Area	1,889 sqft (0.43 acres)
View / Lot	Lake/Pond
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3025 VIA DE CABALLO
City	ENCINITAS
State	CA
Zip	92024-6924
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RR
Legal Description	LOT 48 UND INT IN LOTS 36&142&ALL OF TR 007060
Legal Subdivision	LAKE VALSERENO
Legal Tract	007060
Legal Block	1
Legal Lot Number	36,48
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1041
Census Tract	17111

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3025 VIA DE CABALLO, ENCINITAS, CA 92024-6924
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Deed of Trust, Mortgage · Line of Credit CALIFORNIA COAST CU
Jul 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jan 3, 2020	Quit Claim Deed, Transfer PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.
Dec 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Apr 24, 2019	Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Oct 3, 2018	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2018 · Amount on Record
Deed Sale	Oct 3, 2018 · Amount on Record
Prior Sale	May 18, 2001 · Amount on Record
Deed Document Number	2018412071
Prior Transfer Date	Mar 3, 1995
Prior Transfer Doc	0000096730
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3025 VIA DE CABALLO, ENCINITAS, CA 92024-6924
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3025 VIA DE CABALLO, ENCINITAS, CA 92024-6924

Mortgage

Document Number	0000840107
Date	Dec 13, 2021
Instrument	2021-0840107

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jan 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3025 VIA DE CABALLO, ENCINITAS, CA 92024-6924
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000354963
Date	Jul 7, 2020
Instrument	2020-0354963

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 3, 2020
Property Address	3025 VIA DE CABALLO, ENCINITAS, CA 92024-6924
Document Number	0000002083
Instrument Date	Dec 31, 2019
Instrument	2083
Transaction Type	Transfer
Record Updated	Jan 16, 2020
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3025 VIA DE CABALLO ENCINITAS CA 920246924, ENCINITAS, CA 92024-6924

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3025 VIA DE CABALLO, ENCINITAS, CA 92024-6924
Document Number	0000586958
Instrument Date	Dec 10, 2019
Transaction Type	Mortgage
Record Updated	Dec 30, 2019
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO/CA-SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3025 VIA DE CABALLO ENCINITAS CA 920246924, ENCINITAS, CA 92024-6924

Mortgage

Document Number	0000586958
Date	Dec 16, 2019
Instrument	586958

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2049

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 24, 2019
Property Address	3025 VIA DE CABALLO, ENCINITAS, CA 92024-6924
Document Number	0000150396
Instrument Date	Mar 4, 2019
Instrument	150396
Transaction Type	Transfer
Record Updated	May 2, 2019
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3025 VIA DE CABALLO ENCINITAS CA 920246924, ENCINITAS, CA 92024-6924

Mortgage

Document Number	150397
Date	Apr 24, 2019
Instrument	150397

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2049

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 3, 2018
Property Address	3025 VIA DE CABALLO, ENCINITAS, CA 92024-6924
Document Number	0000412071
Instrument Date	Sep 13, 2018
Instrument	412071
Transaction Type	Transfer
Record Updated	Oct 11, 2018
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$781.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3025 VIA DE CABALLO ENCINITAS CA 920246924, ENCINITAS, CA 92024-6924

Mortgage

Document Number	412072
Date	Oct 3, 2018
Instrument	412072

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$807,853 (+2%) Land $358,910 Building $448,943
2025	$9,045.00 (+6.83%) Homeowner's exemption	$792,014 (+4.04%) Land $351,873 Building $440,141
2023	$8,467.00 (+3.23%) Homeowner's exemption	$761,260 Land $338,210 Building $423,050
2022	$8,202.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Spectrum Cable	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: Race Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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