3025 Silvermill Loop, Land O Lakes, FL 34638 Property Records

Pasco County property record for 3025 Silvermill Loop, Land O Lakes, FL 34638

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,045 sqft · built 2007
Lot Size	0.142 acres (6,188 sqft)
Owner	2 Individual Names on File
Last Sale	$287,600 (Jul 2007)
Tax Bill	$2,081 (2025)
Deeds & Mortgages	Sep 2026 Sale Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-26-18-0080-01000-0080`

Property Details

APN / Parcel Number

Primary APN	`23-26-18-0080-01000-0080`
Alternative APNs	`1826230080010000080` `1034802`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,045 sqft Living Area
Gross Area	2,463 sqft
1st Floor Area	1,839 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Concrete Block/Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,188 sqft (0.142 acres)
Garage Type	Attached
Garage Area	418 sqft
Driveway	Concrete Driveway
Driveway Area	589 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	262 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3025 SILVERMILL LOOP
City	LAND O LAKES
State	FL
Zip	34638-6070
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	STONEGATE PHASE 1 PB 56 PG 041 BLOCK 10 LOT 8 OR 7582 PG 642
Legal Range	18E
Legal Township	26S
Legal Section	23
Legal Subdivision	STONEGATE
Legal Tract	80
Legal Block	10
Legal Lot Number	8
Jurisdiction	PASCO FL
Township / Civil Division	NEW PORT RICHEY
Census Block Group	4
Census Block	4011
Census Tract	31604

Owner

3025 Silvermill Loop is owned and occupied by two individuals who acquired it in September 2026.

Source: Pasco County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3025 SILVERMILL LOOP, LAND O LAKES, FL 34638-6070
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jun 25, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jan 12, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2007 · Amount on File
Deed Sale	Jul 27, 2007 · Amount on File
Deed Document Number	2007127983
Deed Book / Page	7582 / 642
Last Transfer Date	Sep 3, 2026
Transfer Doc	0000178107
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PASCO FL
Recording Date	Sep 22, 2026
Property Address	3025 SILVERMILL LOOP, LAND O LAKES, FL 34638-6070
Document Number	0000178107
Book / Page	11498 / 1188
Instrument Date	Sep 3, 2026
Instrument	2026178107
Transaction Type	Transfer
Record Updated	Oct 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	3025 SILVERMILL LOOP, LAND O LAKES, FL 34638-6070
Investor	Possibly a Property Investor

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	3025 SILVERMILL LOOP, LAND O LAKES, FL 34638-6070
Document Number	0101311800
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Aug 24, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3025 SILVERMILL LOOP LAND O LAKES FL 346386070, LAND O LAKES, FL 34638-6070

Mortgage

Document Number	0101311800
Date	Jul 6, 2020
Book Page	010131/001800
Instrument	106781

Lender

Name	HUD-HOUSING/URBAN DEV
Address	431 7TH ST SW, WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	3025 SILVERMILL LOOP, LAND O LAKES, FL 34638-6070
Document Number	0098462899
Instrument Date	Jan 12, 2019
Transaction Type	Mortgage
Record Updated	Feb 1, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3025 SILVERMILL LOOP LAND O LAKES FL 346386070, LAND O LAKES, FL 34638-6070

Mortgage

Document Number	0098462899
Date	Jan 18, 2019
Book Page	009846/002899
Instrument	9770

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 17, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3025 Silvermill Loop was $2,081.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$156,600 (+2.7%)	$224,265 (-2.97%) Land $47,518 Building $176,747
2025	$2,081.00	$152,490 Land $47,518 Building $104,972	$231,122 Land $47,518 Building $183,604
2023	$1,940.00 (+11.94%) Additional exemption filed	$143,890 (+3%) Land $41,150 Building $102,740	$219,814 (+9.97%) Land $41,150 Building $178,664
2022	$1,733.00 Homeowner's exemption	$139,700 Land $34,306 Building $105,394	$199,894 Land $34,306 Building $165,588

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3025 Silvermill Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	33 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3025 Silvermill Loop is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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