Anne Arundel County property record for 3025 Rock Dr, Riva, MD 21140
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,096 sqft · built 1971 |
| Lot Size | 0.258 acres (11,250 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $575,000 (Feb 2026) |
| Tax Bill | $5,146 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Feb 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-654-03883605 |
| Primary APN | 02-654-03883605 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,096 sqft Living Area |
| 1st Floor Area | 1,480 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,250 sqft (0.258 acres) |
| Deck Area | 540 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 65403883605 |
|---|---|
| Street Address | 3025 ROCK DR |
| City | RIVA |
| State | MD |
| Zip | 21140-1103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LT 84 RIVA FARMS |
| Legal Subdivision | RIVA FARMS |
| Legal Block | 2 |
| Legal Lot Number | 84 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 702300 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 500 WESTOVER DR, SANFORD, NC 27330-8941 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SEVERN SAVINGS BANK FSB |
| Feb 12, 2026 | Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC |
| Jan 3, 2019 | Intrafamily Transfer, Transfer · Commercial Mortgage OLD LINE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 12, 2026 · Amount on Record |
| Deed Sale | Feb 12, 2026 · Amount on Record |
| Prior Sale | Nov 2, 2012 · Amount on Record |
| Deed Book / Page | 42075 / 1 |
| Prior Transfer Date | Dec 14, 2018 |
| Prior Transfer Doc | 0327790412 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 3025 ROCK DR, RIVA, MD 21140-1103 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Title Company | MID-MARYLAND TITLE COMPANY INC, MID MARYLAND TITLE CO INC |
| Name | Verified Name |
|---|---|
| Address | 3025 ROCK DR, RIVA, MD 21140-1103 |
| Document Number | 0378890227 |
|---|---|
| Date | Nov 9, 2021 |
| Book Page | 37889/227 |
| Name | SEVERN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | ANNAPOLIS, MD 21401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Feb 12, 2026 |
| Property Address | 3025 ROCK DR, RIVA, MD 21140-1103 |
| Document Number | 0420750001 |
| Book / Page | 42075 / 1 |
| Map Reference | MB 24 FO 42 |
| Instrument Date | Feb 6, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,875.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 500 WESTOVER DR # 11526, SANFORD, NC 27330-8941 |
| Document Number | 0004207516 |
|---|---|
| Date | Feb 12, 2026 |
| Instrument | 42075/16 |
| Name | FIRST HERITAGE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jan 3, 2019 |
| Property Address | 3025 ROCK DR, RIVA, MD 21140-1103 |
| Document Number | 0327790412 |
| Book / Page | 32779 / 412 |
| Map Reference | MB 24 FO 42 |
| Instrument Date | Dec 14, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | CONSUMER REAL ESTATE TITLE I |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3025 ROCK DR, RIVA, MD 21140-1103 |
| Document Number | 0032779420 |
|---|---|
| Date | Jan 3, 2019 |
| Instrument | 32779/420 |
| Name | OLD LINE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $445,200 (+4.88%) Land $231,700 Building $213,500 | $445,200 (-) Land $231,700 Building $213,500 | |
| 2025 | $5,146.00 (+4.53%) | $424,467 (+10.83%) | $445,200 (+16.24%) Land $231,700 Building $213,500 |
| 2024 | $4,923.00 (+17.72%) | ||
| 2023 | $4,182.00 | $383,000 Land $221,700 Building $161,300 | $383,000 Land $221,700 Building $161,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BROAD CREEK serves 26,033 people · EPA ID MD0020004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2017–2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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