Union County property record for 3025 Proverbs Ct, Monroe, NC 28110 · Last verified April 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2004 |
| Square Footage | 1,896 sqft Living Area |
| Lot Size | 11,543 sqft (0.265 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $151,500 (2004) |
| Tax Bill | $2,631.00 (2025) |
| Primary APN | 09-399-156 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,896 sqft Living Area |
| Gross Area | 2,314 sqft Gross Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional Style |
| Construction Type | Wood Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 11,543 sqft (0.265 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 418 sqft Garage |
| Porch Area | 204 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 3025 PROVERBS CT |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-7896 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | #327 CORNERSTONE OPCH133 |
| Legal Subdivision | CORNERSTONE |
| Legal Lot Number | 327 |
| Jurisdiction | UNION NC |
| Minor Civil Division | MONROE |
| Census Blockgroup | 3 |
| Census Block | 3003 |
| Census Tract | 20307 |
Source: Union County records · APN 09-399-156
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3025 PROVERBS CT, MONROE, NC 28110-7896 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| May 04, 2017 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) STATE EMPLOYEES CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 29, 2004 · Amount on Record |
| Deed Sale | Nov 29, 2004 · Amount on Record |
| Deed Doc Number | 200448974 |
| Deed Book / Page | 3623 / 63 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3025 PROVERBS CT, MONROE, NC 28110-7896 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 8076647 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | 8076/647 |
| Instrument | 19328 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.95% |
| Type Change Date | May 01, 2026 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.95% |
| Index | 5-Year CMT |
| Max Rate | 8.95% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3025 PROVERBS CT, MONROE, NC 28110-7896 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ACCURATE TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 6925307 |
|---|---|
| Date | May 04, 2017 |
| Book Page | 6925/307 |
| Instrument | 0012262 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Change Frequency | 5 Years |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 6% |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Indian Trail Town |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,631.00 (+18.89%) | $394,700 (+50.76%) Land $69,000 Building $325,700 | $394,700 (+50.76%) Land $69,000 Building $325,700 |
| 2023 | $2,213.00 | $261,800 Land $42,000 Building $219,800 | $261,800 Land $42,000 Building $219,800 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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