3025 Orchard Ln, Waco, TX 76705 Property Records

McLennan County property record for 3025 Orchard Ln, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,568 sqft · built 1958
Lot Size	1.03 acres (44,867 sqft)
Owner	Individual Name on Record
Last Sale	$254,868 (Oct 2025)
Tax Bill	$5,909 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Oct 2025 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-026701-016000-5`

Property Details

APN / Parcel Number

Primary APN	`28-026701-016000-5`
Alternative APNs	`2802670101600050111` `124098`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,568 sqft Living Area
Gross Area	2,128 sqft
1st Floor Area	1,568 sqft
Flooring	Carpet

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Metal
Lot Area	44,867 sqft
Lot Dimensions	502 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	560 sqft
Driveway	Asphalt Driveway
Driveway Area	275 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	32 sqft
Storage Building	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3025 ORCHARD LN
City	WACO
State	TX
Zip	76705-3423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	TOMAS DE LA VEGA ACRES 1.03
Legal Subdivision	TOMAS DE LA VEGA
Legal Tract	160
Legal Lot Number	160
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1011
Census Tract	1800

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3025 ORCHARD LN, WACO, TX 76705-3423
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage EVERETT FINANCIAL INC
Oct 10, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage EVERETT FINANCIAL INC
Oct 10, 2025	Vendor's Lien, Transfer · FHA Mortgage EVERETT FINANCIAL INC
Sep 12, 2019	Warranty Deed, Transfer · FHA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2025 · Amount on Record
Deed Sale	Oct 10, 2025 · Amount on Record
Prior Sale	May 21, 2025
Deed Document Number	202531207
Prior Transfer Date	Sep 12, 2019
Prior Transfer Doc	0000030715
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	3025 ORCHARD LN, WACO, TX 76705-3423
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	AGT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031211
Date	Oct 10, 2025
Instrument	2025031211

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2035

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	3025 ORCHARD LN, WACO, TX 76705-3423
Transaction Type	Mortgage
Record Updated	Nov 12, 2025
Title Company	UNKNOWN, AGT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031211
Date	Oct 10, 2025
Instrument	2025031211

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2035

October 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Oct 10, 2025
Property Address	3025 ORCHARD LN, WACO, TX 76705-3423
Document Number	0000031207
Instrument Date	Oct 9, 2025
Instrument	2025031207
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	AMERICAN REALTY TITLE, AMERICAN GUARANTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1200 MERGANSER WAY, ROBINSON, TX 76706-4196

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3025 ORCHARD LN, WACO, TX 76705-3423

Mortgage

Document Number	0000031208
Date	Oct 10, 2025
Instrument	2025031208

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Sep 12, 2019
Property Address	3025 ORCHARD LN, WACO, TX 76705-3423
Document Number	0000030715
Instrument Date	Sep 12, 2019
Instrument	30715
Transaction Type	Transfer
Record Updated	Sep 30, 2019
Title Company	AMERICAN GUARANTY TITLE COMPANY, AMERICAN GUARANTY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3025 ORCHARD LN WACO TX 767053423, WACO, TX 76705-3423

Mortgage

Document Number	30716
Date	Sep 12, 2019
Instrument	30716

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2049

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	La Vega Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$237,289 (-0.54%) Land $19,477 Building $217,812	$237,289 (-0.54%) Land $19,477 Building $217,812
2025	$5,909.00 (-5.64%)	$238,570 (+12.59%) Land $16,470 Building $222,100	$238,570 (+12.59%) Land $16,470 Building $222,100
2024	$6,262.00 (+170.73%)
2023		$211,890 Land $16,470 Building $195,420	$211,890 Land $16,470 Building $195,420
2022	$2,313.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T.

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