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3025 Nottel Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3025 Nottel Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,159 sqft · built 2021
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on File
Last Sale$354,500 (Mar 2021)
Tax Bill$8,364 (2025)
Deeds & MortgagesOct 2021 Mortgage
Mar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN202631342900012830

Property Details

APN / Parcel Number

Primary APN202631342900012830

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,159 sqft Heated Area
Gross Area2,854 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,534 sqft (0.15 acres)
Garage TypeFinished
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3025 NOTTEL DR
CitySAINT CLOUD
StateFL
Zip34772-8769
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHANOVER LAKES PH 3 PB 29 PGS 5-8 LOT 283
Legal Range31E
Legal Township26S
Legal Section20
Legal SubdivisionHANOVER LAKES
Legal Phase3
Legal Tract3429
Legal Lot Number283
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1041
Census Tract43301

Owner

Source: Osceola County records · APN 202631342900012830

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address16816 NE 107TH ST, REDMOND, WA 98052-2710
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Mar 23, 2021Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
LENNAR MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 23, 2021 · Amount on Record
Deed SaleMar 23, 2021 · Amount on Record
Deed Document Number2021042596
Deed Book / Page5917 / 2851
Record UpdatedJun 08, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3025 NOTTEL DR, SAINT CLOUD, FL 34772-8769
Transaction TypeMortgage
Record UpdatedJan 10, 2023
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0060720088
DateOct 25, 2021
Book Page6072/88
Instrument2021165594
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 01, 2036

March 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 23, 2021
Property Address3025 NOTTEL DR, SAINT CLOUD, FL 34772-8769
Document Number0059172851
Book / Page5917 / 2851
Map ReferenceMB 29 PG 5
Instrument DateMar 19, 2021
Instrument2021042596
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 10, 2023
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,481.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6750 FORUM DR STE 310, 310, ORLANDO, FL 32821-8088

Transferred To (Grantee/Buyer)

NameVerified Name
Address3154 MAURICIA AVE, SANTA CLARA, CA 95051-6727

Mortgage

Document Number0059172855
DateMar 23, 2021
Book Page5917/2855
Instrument2021042597
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
AddressMIAMI, FL 33172
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051
Interest
Rate TypeAdjustable Rate
Rate3.5%
Type Change DateApr 01, 2028
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change8.5%
IndexOther
Margin3
Max Rate8.5%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,364.00 (+7.74%)$397,400 (+1.46%) Land $100,000 Building $297,400$397,400 (+1.46%) Land $100,000 Building $297,400
2023$7,763.00 (+11.01%)$391,700 (+20.52%) Land $95,000 Building $296,700$391,700 (+20.52%) Land $95,000 Building $296,700
2022$6,993.00$325,000 Land $80,000 Building $245,000$325,000 Land $80,000 Building $245,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 173 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies173 in force
Nearby Flood Claims14 (1987–2022)
Claims Outside the SFHA2 of 14
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian
Claims By Storm
  • Hurricane Irma, Sep 2017 · 8 claims

Wildfire

Wildfire RiskModerate
above 60% of the US · above 33% of Florida
Wildfire LikelihoodAbout 1 in 498 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 303 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
SpectrumCable1,000 / 1,000

May also be available at this address: Lumen Technologies, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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