3025 Eagle Branch Cir, O Fallon, MO 63366 Property Records

St. Charles County property record for 3025 Eagle Branch Cir, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,746 sqft · built 2021
Lot Size	0.193 acres (8,416 sqft)
Owner	Individual Name on Record
Tax Bill	$4,032 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T210300251`

Property Details

APN / Parcel Number

Primary APN	`T210300251`
Alternative APN	`2-0012-D015-00-0342.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,746 sqft Living Area
Gross Area	3,492 sqft
1st Floor Area	1,746 sqft
Basement Area	1,746 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	8,416 sqft (0.193 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	T210300251
Street Address	3025 EAGLE BRANCH CIR
City	O FALLON
State	MO
Zip	63366-1526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERDALE VLG D #2 LOT 342
Legal Subdivision	RIVERDALE VLG D #2
Legal Lot Number	342
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2008
Census Tract	312001

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3025 EAGLE BRANCH CIR, O FALLON, MO 63366-1526
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Oct 8, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HNB NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2025
Deed Sale	Apr 11, 2025
Prior Sale	Apr 11, 2025 · Amount on Record
Deed Document Number	202514316
Prior Transfer Date	Mar 27, 2025
Prior Transfer Doc	0000014315
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Recording Date	Apr 28, 2026
Property Address	3025 EAGLE BRANCH CIR, O FALLON, MO 63366-1526
Document Number	0000019640
Instrument Date	Apr 21, 2026
Instrument	202619640
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3025 EAGLE BRANCH CIR, O FALLON, MO 63366-1526

Mortgage

Document Number	0000019640,
Date	Apr 28, 2026
Instrument	202619640

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2055

Interest

Rate	6.38%
Max Rate	-1%

October 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 8, 2021
Property Address	3025 EAGLE BRANCH CIR, O FALLON, MO 63366-1526
Document Number	0000084248
Map Reference	DOC 2020R-099331
Instrument Date	Oct 8, 2021
Instrument	2021R-084248
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 4, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10407 BAUR BLVD #BB, 10407, HILLSVILLE, PA 16132

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3025 EAGLE BRANCH CIR, SAINT PAUL, MO 63366-1526

Mortgage

Document Number	0000084249
Date	Oct 8, 2021
Instrument	2021R-084249

Lender

Name	HNB NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Paul City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,686 (-)	$345,714 (-) Land $70,000 Building $275,714
2025	$4,032.00 (+4.89%)	$65,686 (+7.94%)	$345,714 (+7.94%) Land $70,000 Building $275,714
2024	$3,844.00
2023		$60,855
2022			$320,286 Land $55,000 Building $265,286

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	25 (1982–2015)
Claims Outside the SFHA	1 of 25
Most Recent Claim	Jun 2015 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Flooding, Apr 1994 · 3 claims Severe Storms & Flooding, Sep 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST PAUL PWS serves 1,700 people · EPA ID MO6011535
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

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