3025 Cole Grade Dr, #38, Santee, CA 92071 Property Records

San Diego County property record for 3025 Cole Grade Dr, #38, Santee, CA 92071

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,654 sqft · built 2009
Lot Size	9.5 acres (414,233 sqft)
Owner	Individual Name on Record
Last Sale	$625,000 (Jul 2022)
Tax Bill	$7,778 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Jul 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`384-490-01-38`

Property Details

APN / Parcel Number

Primary APN	`384-490-01-38`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,654 sqft Living Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Condo/Apartment
Lot Area	414,233 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	3025 COLE GRADE DR, 38
City	SANTEE
State	CA
Zip	92071-7607
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	P/OS
Legal Description	LOT 1 US 38PER DOC07-187734&UND INT IN TR 015456
Legal Subdivision	SANTEE 2005-06
Legal Tract	015456
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	16704

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3025 COLE GRADE DR, 38, SANTEE, CA 92071-7607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2017	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jul 18, 2022	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 11, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Apr 30, 2018	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2022 · Amount on Record
Deed Sale	Jul 18, 2022 · Amount on Record
Prior Sale	Apr 2, 2015 · Amount on Record
Deed Document Number	2022294742
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3025 COLE GRADE DR # 38, 38, SANTEE, CA 92071-7607
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000432906
Date	Sep 21, 2017
Instrument	2017-0432906

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 18, 2022
Property Address	3025 COLE GRADE DR # 38, 38, SANTEE, CA 92071-7607
Document Number	0000294742
Map Reference	DOC 2007-0187734
Instrument Date	Jun 29, 2022
Instrument	2022-0294742
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	TRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3025 COLE GRADE DR # 38, 38, SANTEE, CA 92071-7607

Mortgage

Document Number	0000294743
Date	Jul 18, 2022
Instrument	2022-0294743

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3025 COLE GRADE DR # 38, 38, SANTEE, CA 92071-7607
Document Number	0000060681
Instrument Date	Feb 11, 2019
Transaction Type	Mortgage
Record Updated	Mar 1, 2019
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3025 COLE GRADE DR #38 SANTEE CA 920717607, 38, SANTEE, CA 92071-7607

Mortgage

Document Number	0000060681
Date	Feb 20, 2019
Instrument	60681

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 19, 2049

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3025 COLE GRADE DR # 38, 38, SANTEE, CA 92071-7607
Document Number	0000181073
Instrument Date	Apr 30, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3025 COLE GRADE DR #38 SANTEE CA 920717607, 38, SANTEE, CA 92071-7607

Mortgage

Document Number	0000181073
Date	May 4, 2018
Instrument	181073

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 3, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Santee City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Santee School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$663,253 (+2%) Land $207,787 Building $455,466
2025	$7,778.00 (+10.15%)	$650,249 (+10.03%) Land $203,713 Building $446,536
2023	$7,061.00 (+40.41%)	$591,000 Land $185,000 Building $406,000
2022	$5,029.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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