3025 Brook Valley Run, Monroe, NC 28110 Property Records

Union County property record for 3025 Brook Valley Run, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	5 bd · 4 ba · 3,752 sqft · built 2003
Lot Size	0.308 acres (13,416 sqft)
Owner	2 Individual Names on File
Last Sale	$540,000 (Apr 2024)
Tax Bill	$3,574 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-093-272`

Property Details

APN / Parcel Number

Primary APN	`07-093-272`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,752 sqft Living Area
Gross Area	4,234 sqft
1st Floor Area	1,635 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,416 sqft (0.308 acres)
Garage Type	Attached
Garage Area	482 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	122 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3025 BROOK VALLEY RUN
City	MONROE
State	NC
Zip	28110-6336
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-2 INDIA
Legal Description	#9 BROOK VALLEY PH1 OPCG981
Legal Subdivision	BROOK VALLEY
Legal Lot Number	9
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	2
Census Block	2000
Census Tract	20307

Owner

3025 Brook Valley Run, a rural home, is owned and occupied by two individuals who bought it in April 2024.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3025 BROOK VALLEY RUN, MONROE, NC 28110-6336
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 7, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2024 · Amount on File
Deed Sale	Apr 30, 2024 · Amount on File
Prior Sale	Sep 7, 2022 · Amount on File
Deed Document Number	20249722
Deed Book / Page	8896 / 77
Prior Transfer Date	May 19, 2004
Prior Transfer Doc	0000020706
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 30, 2024
Property Address	3025 BROOK VALLEY RUN, MONROE, NC 28110-6336
Document Number	0000889677
Book / Page	8896 / 77
Map Reference	CAB G FILE 872
Instrument Date	Apr 30, 2024
Instrument	9722
Transaction Type	Transfer
Record Updated	May 15, 2024
Title Company	TRYON TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,080.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1861 KERSHAW CAMDEN HWY, LANCASTER, SC 29720-7559

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3025 BROOK VALLEY RUN, MONROE, NC 28110-6336

Mortgage

Document Number	0000009723
Date	Apr 30, 2024
Instrument	9723

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Sep 7, 2022
Property Address	3025 BROOK VALLEY RUN, MONROE, NC 28110-6336
Document Number	0000856632
Book / Page	8566 / 32
Map Reference	CAB G FILE 981
Instrument Date	Sep 7, 2022
Instrument	31544
Transaction Type	Transfer
Record Updated	Sep 27, 2022
Title Company	TRYON TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$880.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	898 MCGILL RD, 898, SMYRNA, SC 29743-7723

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3025 BROOK VALLEY RUN, MONROE, NC 28110-6336

Mortgage

Document Number	0000031545
Date	Sep 7, 2022
Instrument	31545

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 3025 Brook Valley Run was $3,574.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$537,500 (-) Land $81,000 Building $456,500	$537,500 (-) Land $81,000 Building $456,500
2025	$3,574.00	$537,500 Land $81,000 Building $456,500	$537,500 Land $81,000 Building $456,500
2023	$2,947.00	$350,700 Land $54,600 Building $296,100	$350,700 Land $54,600 Building $296,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3025 Brook Valley Run in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (1998–2023)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Sep 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3025 Brook Valley Run is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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