Clay County property record for 3025 Bent Bow Ln, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,359 sqft · built 2008 |
| Lot Size | 0.265 acres (11,557 sqft) |
| Owner | Company Name on File |
| Tax Bill | $3,518 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Aug 2022 Sale + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 03-05-25-008987-000-26 |
| Primary APN | 03-05-25-008987-000-26 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,359 sqft Heated Area |
| Gross Area | 1,939 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,557 sqft (0.265 acres) |
| Garage Area | 435 sqft |
| Porch | Porch |
| Porch Area | 145 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3025 BENT BOW LN |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-8252 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Description | LOT 26 WOODBRIDGE UNIT ONE ASREC O R 4555 PG 2063 & 4639 PG1065 |
| Legal Range | 25 |
| Legal Township | 05 |
| Legal Section | 03 |
| Legal Subdivision | WOODBRIDGE |
| Legal Lot Number | 26 |
| Legal Unit | 1 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 30905 |
3025 Bent Bow Ln is owned by a company that acquired it in August 2022.
Source: Clay County records, as of December 18, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 4090, SCOTTSDALE, AZ 85261-4090 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 22, 2022 | Deed of Trust, Mortgage · Commercial Mortgage ROYAL BANK OF CANADA |
| Aug 15, 2022 | Warranty Deed, Transfer SELENE TITLE LLC |
| Jan 5, 2022 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Feb 5, 2021 | Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA |
| Jun 4, 2018 | Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 15, 2022 |
| Deed Sale | Aug 15, 2022 |
| Prior Sale | Jan 5, 2022 · Amount on File |
| Deed Document Number | 2022050046 |
| Deed Book / Page | 4639 / 1065 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3025 BENT BOW LN, MIDDLEBURG, FL 32068-8252 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2022 |
| Title Company | SELENE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0046410834 |
|---|---|
| Date | Aug 22, 2022 |
| Book Page | 4641/834 |
| Instrument | 2022051233 |
| Name | ROYAL BANK OF CANADA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10281 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Aug 15, 2022 |
| Property Address | 3025 BENT BOW LN, MIDDLEBURG, FL 32068-8252 |
| Document Number | 0046391065 |
| Book / Page | 4639 / 1065 |
| Map Reference | MB 51 PG 1-9 |
| Instrument Date | Aug 11, 2022 |
| Instrument | 2022050046 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2022 |
| Title Company | SELENE TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 4090, SCOTTSDALE, AZ 85261-4090 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 4090, SCOTTSDALE, AZ 85261-4090 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jan 5, 2022 |
| Property Address | 3025 BENT BOW LN, MIDDLEBURG, FL 32068-8252 |
| Document Number | 0045552063 |
| Book / Page | 4555 / 2063 |
| Map Reference | MB 51 PG 1-9 |
| Instrument Date | Jan 4, 2022 |
| Instrument | 2022001259 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,016.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3941 TRAIL RIDGE RD, 3941, MIDDLEBURG, FL 32068-9030 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 4090, SCOTTSDALE, AZ 85261-4090 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3025 BENT BOW LN, MIDDLEBURG, FL 32068-8252 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3025 BENT BOW LN, MIDDLEBURG, FL 32068-8252 |
| Document Number | 0044121797 |
|---|---|
| Date | Feb 5, 2021 |
| Book Page | 4412/1797 |
| Instrument | 2021007589 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3025 BENT BOW LN, MIDDLEBURG, FL 32068-8252 |
| Document Number | 0040960869 |
| Instrument Date | Jun 4, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 3025 BENT BOW LN MIDDLEBURG FL 320688252, MIDDLEBURG, FL 32068-8252 |
| Document Number | 0040960869 |
|---|---|
| Date | Jun 25, 2018 |
| Book Page | 004096/000869 |
| Instrument | 32460 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 24, 2048 |
| Rate | 4.62% |
|---|
The 2025 property tax bill for 3025 Bent Bow Ln was $3,518.
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,518.00 | $230,672 Land $50,000 Building $180,672 | $230,672 Land $50,000 Building $180,672 |
| 2023 | $3,683.00 (+129.76%) | $221,220 (+62.66%) Land $50,000 Building $171,220 | $221,220 (+19.78%) Land $50,000 Building $171,220 |
| 2022 | $1,603.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $136,002 | $184,688 Land $40,000 Building $144,688 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3025 Bent Bow Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 97 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 97 in force |
| Nearby Flood Claims | 15 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3025 Bent Bow Ln is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
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