3024 Cranston Ave, Elgin, IL 60124 Property Records

Kane County property record for 3024 Cranston Ave, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,969 sqft · built 2004
Lot Size0.36 acres (15,682 sqft)
Owner2 Individual Names on Record
Last Sale$625,000 (Oct 2023)
Tax Bill$13,652 (2025)
Deeds & MortgagesNov 2024 Mortgage
Oct 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN06-17-356-002

Property Details

APN / Parcel Number

Primary APN06-17-356-002

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,969 sqft Living Area
Gross Area5,881 sqft
Basement Area1,912 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Construction TypeFrame
Lot Area15,682 sqft (0.36 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address3024 CRANSTON AVE
CityELGIN
StateIL
Zip60124-8934
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPROVIDENCE UNIT 1 LOT 24
Legal SubdivisionPROVIDENCE
Legal Block2
Legal Lot Number24
Legal Unit1
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2014
Census Tract851911

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3024 CRANSTON AVE, ELGIN, IL 60124-8934
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Nov 27, 2024Deed of Trust, Mortgage · Conventional Mortgage
COMPASS MORTGAGE INC
Oct 26, 2023Warranty Deed, Transfer · Conventional Mortgage
COMPASS MORTGAGE INC
Dec 21, 2022Warranty Deed, Transfer · Closed-End Mortgage
BMO HARRIS BANK NA
May 3, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 26, 2023 · Amount on Record
Deed SaleOct 26, 2023 · Amount on Record
Prior SaleDec 21, 2022 · Amount on Record
Deed Document Number202337662
Prior Transfer DateFeb 8, 2018
Prior Transfer Doc0000020399
Record UpdatedSep 20, 2026

November 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address3024 CRANSTON AVE, ELGIN, IL 60124-8934
Transaction TypeMortgage
Record UpdatedSep 30, 2025
Title CompanyGREATER ILLINOIS TITLE COMPANY, GIT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3024 CRANSTON AVE, ELGIN, IL 60124-8934

Mortgage

Document Number0000044153
DateNov 27, 2024
Instrument2024K044153
Lender
NameCOMPASS MORTGAGE INC
TypeMortgage Company
AddressWARRENVILLE, IL 60555
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2054
Interest
Rate TypeFixed Rate
Rate6.62%

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateOct 26, 2023
Property Address3024 CRANSTON AVE, ELGIN, IL 60124-8934
Document Number0000037662
Map ReferenceDOC 2004K032369
Instrument DateOct 25, 2023
Instrument2023K037662
Transaction TypeTransfer
Record UpdatedNov 1, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$625.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3024 CRANSTON AVE, ELGIN, IL 60124-8934

Mortgage

Document Number0000037663
DateOct 26, 2023
Instrument2023K037663
Lender
NameCOMPASS MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2053
Interest
Rate TypeFixed Rate
Rate7.62%

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateDec 21, 2022
Property Address3024 CRANSTON AVE, ELGIN, IL 60124-8934
Document Number0000059643
Map ReferenceDOC 2004K032369
Instrument DateOct 25, 2022
Instrument2022K059643
Transaction TypeTransfer
Record UpdatedDec 28, 2022
Title CompanyATTORNEY'S TITLE, ATTORNEYS TTL GUARANTY FUND

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$574.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3024 CRANSTON AVE, ELGIN, IL 60124-8934

Mortgage

Document Number0000059589
DateDec 21, 2022
Instrument2022K059589
Lender
NameBMO HARRIS BANK NA
TypeBank
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term360 Months
DueDec 19, 2052
Interest
Rate TypeFixed Rate
Rate7.19%

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateMay 3, 2018
Property Address3024 CRANSTON AVE, ELGIN, IL 60124-8934
Document Number0000020399
Instrument DateFeb 8, 2018
Instrument20399
Transaction TypeTransfer
Record UpdatedMay 14, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3004 WAYLAND AVE ELGIN IL 601248935, ELGIN, IL 60124-8935

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,652.00 (-2.79%)
2024$14,044.00 (+5.97%) Homeowner's exemption$167,934 (+21.39%) Land $40,572 Building $127,362$504,004 (+21.44%) Land $121,765 Building $382,239
2022$13,253.00 (+3.02%)$138,339 (+6.96%) Land $33,422 Building $104,917$415,017 (+6.96%) Land $100,266 Building $314,751
2021$12,864.00$129,337 Land $31,247 Building $98,090$388,011 Land $93,741 Building $294,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 70% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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