Charles County property record for 3023 Walnut Ln, Waldorf, MD 20601
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,928 sqft · built 1968 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on File |
| Last Sale | $315,000 (Jun 2017) |
| Tax Bill | $12,359 (2025) |
| Deeds & Mortgages | Mar 2026 Second Mortgage Apr 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-030367 |
| Primary APN | 08-030367 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,928 sqft Living Area |
| 1st Floor Area | 1,903 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 17,424 sqft (0.4 acres) |
| Garage Area | 1,008 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 648 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 030367 |
|---|---|
| Street Address | 3023 WALNUT LN |
| City | WALDORF |
| State | MD |
| Zip | 20601-3324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM |
| Legal Description | L-21 B-D S-2 COUNTRY CLUB SO SUB |
| Legal Subdivision | COUNTRY CLUB SO SUB |
| Legal Block | D |
| Legal Lot Number | 21 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 8, BRYANTOWN |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 850801 |
3023 Walnut Ln is owned and occupied by an individual who bought it in June 2017.
Source: Charles County records, as of September 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3023 WALNUT LN, WALDORF, MD 20601-3324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 11, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage EP FCU |
| Apr 12, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jul 19, 2019 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 29, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Mar 29, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jun 6, 2017 | Deed, Transfer · FHA Mortgage THE FEDERAL SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 6, 2017 · Amount on File |
| Deed Sale | Jun 6, 2017 · Amount on File |
| Prior Sale | Feb 2, 2006 · Amount on File |
| Deed Book / Page | 9856 / 305 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 3023 WALNUT LN, WALDORF, MD 20601-3324 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Title Company | ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 3023 WALNUT LN, WALDORF, MD 20601-3324 |
| Document Number | 0139900248 |
|---|---|
| Date | Mar 11, 2026 |
| Book Page | 13990/248 |
| Name | EP FCU |
|---|---|
| Type | Credit Union |
| Address | WASHINGTON, DC 20228 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 6, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 3023 WALNUT LN, WALDORF, MD 20601-3324 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2023 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 3023 WALNUT LN, WALDORF, MD 20601-3324 |
| Document Number | 0129010396 |
|---|---|
| Date | Apr 12, 2023 |
| Book Page | 12901/396 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 335 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 3023 WALNUT LN, WALDORF, MD 20601-3324 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | INSPIRE CLOSING SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0107150020 |
|---|---|
| Date | Jul 19, 2019 |
| Book Page | 10715/020 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 3023 WALNUT LN, WALDORF, MD 20601-3324 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0111060315 |
|---|---|
| Date | Apr 29, 2020 |
| Book Page | 11106/315 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 352 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 3023 WALNUT LN, WALDORF, MD 20601-3324 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3023 WALNUT LN, WALDORF, MD 20601-3324 |
| Document Number | 0117130376 |
|---|---|
| Date | Mar 29, 2021 |
| Book Page | 11713/376 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jun 6, 2017 |
| Property Address | 3023 WALNUT LN, WALDORF, MD 20601-3324 |
| Document Number | 0098560305 |
| Book / Page | 9856 / 305 |
| Map Reference | MB PCM 10 FO 119 |
| Instrument Date | May 9, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3023 WALNUT LN, WALDORF, MD 20601-3324 |
| Document Number | 0009856313 |
|---|---|
| Date | Jun 6, 2017 |
| Instrument | 9856/313 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2047 |
The 2025 property tax bill for 3023 Walnut Ln was $12,359 with a homeowner's exemption.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $437,500 Land $119,200 Building $318,300 | $437,500 Land $119,200 Building $318,300 | |
| 2025 | $12,359.00 | ||
| 2023 | $5,212.00 Homeowner's exemption | $370,900 Land $114,200 Building $256,700 | $370,900 Land $114,200 Building $256,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3023 Walnut Ln in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 22 (1983–2019) |
| Claims Outside the SFHA | 1 of 22 |
| Most Recent Claim | Jul 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3023 Walnut Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures