3023 Umbrella Tree Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 3023 Umbrella Tree Dr, Edgewater, FL 32141

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,238 sqft · built 2006
Lot Size	0.183 acres (8,000 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Oct 2018)
Tax Bill	$4,586 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8402-01-12-7590`

Property Details

APN / Parcel Number

Primary APN	`8402-01-12-7590`
Alternative APNs	`34180201127590` `3953401.0` `3953401`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,238 sqft Living Area
1st Floor Area	2,238 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2011
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,000 sqft (0.183 acres)
Lot Dimensions	100 ft deep x 80 ft wide
Garage Area	378 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	144 sqft
Porch	Open Porch
Porch Area	302 sqft
Patio Area	696 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3953401.0
Old Parcel Number	34180201127590
Street Address	3023 UMBRELLA TREE DR
City	EDGEWATER
State	FL
Zip	32141-6126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2B
Legal Description	LOTS 12759 & 12760 EXC E 25 FT BLK 411 FLORIDA SHORES NO 19 MB 19 PG 239 PER OR 1938 PG 1648 PER OR 5765 PG 1203 PER OR 5938
Legal Range	34E
Legal Township	18S
Legal Section	02
Legal Subdivision	SHORES
Legal Tract	1
Legal Block	411
Legal Lot Number	12759 12760
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	2
Census Block	2013
Census Tract	83007

Owner

Source: Volusia County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3023 UMBRELLA TREE DR, EDGEWATER, FL 32141-6126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage KAYE FINANCIAL CORP
Oct 1, 2018	Warranty Deed, Transfer · Conventional Mortgage KAYE FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2018 · Amount on Record
Deed Sale	Oct 1, 2018 · Amount on Record
Prior Sale	Oct 23, 2006 · Amount on Record
Deed Document Number	2018-197521
Deed Book / Page	7604 / 1212
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	3023 UMBRELLA TREE DR, EDGEWATER, FL 32141-6126
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	ADAMS CAMERON TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3023 UMBRELLA TREE DR, EDGEWATER, FL 32141-6126

Mortgage

Document Number	0080331821
Date	Apr 21, 2021
Book Page	8033/1821
Instrument	2021-091185

Lender

Name	KAYE FINANCIAL CORP
Type	Funding / Finance Company
Address	WEST BLOOMFIELD, MI 48322

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Oct 1, 2018
Property Address	3023 UMBRELLA TREE DR, EDGEWATER, FL 32141-6126
Document Number	0076041212
Book / Page	7604 / 1212
Map Reference	MB 19 PG 239
Instrument Date	Sep 28, 2018
Instrument	2018-197521
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	PROFESSIONAL TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1033 ALABAMA AVE, 1033, HOLLY HILL, FL 32117-1503

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3023 UMBRELLA TREE DR, EDGEWATER, FL 32141-6126

Mortgage

Document Number	2018197522
Date	Oct 1, 2018
Instrument	2018-197522

Lender

Name	KAYE FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,586.00 (+19.18%) Homeowner's exemption	$258,975 (+5.99%)	$349,784 (+4.43%) Land $49,680 Building $300,104
2023	$3,848.00 (+2.26%) Homeowner's exemption	$244,347 (+3%)	$334,951 (+12.7%) Land $38,640 Building $296,311
2022	$3,763.00 Homeowner's exemption	$237,230	$297,214 Land $27,232 Building $269,982

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	6 (2008–2024)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Umbrella Tree Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures