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3023 Tradd Dr, Harrisburg, NC 28075 Property Records

Cabarrus County property record for 3023 Tradd Dr, Harrisburg, NC 28075

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,934 sqft · built 1990
Lot Size0.45 acres (19,602 sqft)
OwnerIndividual Name on File
Last Sale$470,000 (Jan 2026)
Tax Bill$2,347 (2023)
Deeds & MortgagesJan 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01017A0038.000000

Property Details

APN / Parcel Number

Primary APN01017A0038.000000
Alternative APNs
  • 5517 52 8045
  • 78394

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,934 sqft Living Area
Gross Area3,436 sqft
1st Floor Area1,934 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2000
Exterior MaterialBrick Veneer
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area19,602 sqft (0.45 acres)
Lot Dimensions184 ft deep x 148 ft wide
Garage TypeMixed
Garage Area1,056 sqft
DrivewayConcrete Driveway
Driveway Area1,100 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area60 sqft
Patio Area386 sqft
Storage Building120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number78394
Street Address3023 TRADD DR
CityHARRISBURG
StateNC
Zip28075-9627
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDR
Legal DescriptionLT 38 MIDDLETON
Legal SubdivisionMIDDLETON
Legal Phase2
Legal Lot Number38
JurisdictionCABARRUS NC
Township / Civil Division1, HARRISBURG
Census Block Group2
Census Block2017
Census Tract41504

Owner

3023 Tradd Dr is owned and occupied by an individual who bought it in January 2026.

Source: Cabarrus County records, as of August 27, 2026

Owner of RecordIndividual Name on File
Mailing Address3023 TRADD DR, HARRISBURG, NC 28075-9627
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 22, 2026 · Amount on File
Deed SaleJan 22, 2026 · Amount on File
Prior SaleJun 30, 2004 · Amount on File
Deed Document Number20261559
Deed Book / Page17815 / 316
Prior Transfer DateSep 27, 2010
Prior Transfer Doc0000932387
Record UpdatedOct 29, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateJan 22, 2026
Property Address3023 TRADD DR, HARRISBURG, NC 28075-9627
Document Number0017815316
Book / Page17815 / 316
Map ReferenceMB 22 PG 3
Instrument DateJan 22, 2026
Transaction TypeTransfer
Record UpdatedFeb 2, 2026
Title CompanyINVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$940.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8437 MIDDLETON CIR, HARRISBURG, NC 28075-8331

Transferred To (Grantee/Buyer)

NameVerified Name
Address3023 TRADD DR, HARRISBURG, NC 28075-9627

Mortgage

Document Number0017815319
DateJan 22, 2026
Instrument17815/319
Lender
NameTOWNE BANK MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2056

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$463,790 (-) Land $100,000 Building $363,790
2025$463,790 Land $100,000 Building $363,790
2024$463,790 (+75.88%) Land $100,000 Building $363,790
2023$2,347.00$263,690 Land $55,000 Building $208,690$263,690 Land $55,000 Building $208,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3023 Tradd Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 25 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies25 in force
Nearby Flood Claims11 (2008–2024)
Most Recent ClaimJan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3023 Tradd Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDDLETON S/D
private · serves 218 people · EPA ID NC0113214
Water SourceGroundwater
Last State InspectionFeb 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
Windstream
DSL		200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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