Clay County property record for 3023 Towermill Ln, Orange Park, FL 32073
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,622 sqft · built 2002 |
| Lot Size | 0.228 acres (9,946 sqft) |
| Owner | Individual Name on File |
| Last Sale | $278,000 (Jun 2016) |
| Tax Bill | $7,182 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-04-25-007865-012-34 |
| Primary APN | 03-04-25-007865-012-34 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 3,622 sqft Living Area |
| Gross Area | 4,002 sqft |
| 1st Floor Area | 1,720 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 9,946 sqft (0.228 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Pool Area | 1,250 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 76 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3023 TOWERMILL LN |
|---|---|
| City | ORANGE PARK |
| State | FL |
| Zip | 32073-7689 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE |
| Legal Description | LOT 34 WATERMILL AS REC OR 3866 PG 2122 |
| Legal Range | 25E |
| Legal Township | 04S |
| Legal Section | 03 |
| Legal Subdivision | WATERMILL |
| Legal Lot Number | 34 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 30206 |
3023 Towermill Ln is owned and occupied by an individual who bought it in June 2016.
Source: Clay County records, as of December 3, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3023 TOWERMILL LN, ORANGE PARK, FL 32073-7689 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 3, 2021 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Apr 12, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 29, 2024 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 14, 2016 · Amount on File |
| Deed Sale | Jun 14, 2016 · Amount on File |
| Prior Sale | Jul 25, 2012 · Amount on File |
| Deed Document Number | 201628643 |
| Deed Book / Page | 3866 / 2122 |
| Prior Transfer Date | Jun 17, 2005 |
| Prior Transfer Doc | 0025701827 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3023 TOWERMILL LN, ORANGE PARK, FL 32073-7689 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 3023 TOWERMILL LN, ORANGE PARK, FL 32073-7689 |
| Document Number | 0045301890 |
|---|---|
| Date | Nov 3, 2021 |
| Book Page | 4530/1890 |
| Instrument | 2021069746 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 296 Months |
| Due | Jul 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3023 TOWERMILL LN, ORANGE PARK, FL 32073-7689 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0045950921 |
|---|---|
| Date | Apr 12, 2022 |
| Book Page | 4595/921 |
| Instrument | 2022023584 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3023 TOWERMILL LN, ORANGE PARK, FL 32073-7689 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3023 TOWERMILL LN, ORANGE PARK, FL 32073-7689 |
| Document Number | 0047900865 |
|---|---|
| Date | Jan 29, 2024 |
| Book Page | 4790/865 |
| Instrument | 2024004054 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2044 |
The 2025 property tax bill for 3023 Towermill Ln was $7,182 with a homeowner's exemption, up 2.9% from the year before.
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,182.00 (+2.94%) Homeowner's exemption | $511,055 Land $45,000 Building $466,055 | $511,055 Land $45,000 Building $466,055 |
| 2024 | $6,977.00 (+1.22%) | ||
| 2023 | $6,893.00 (+17.33%) | $494,451 (+19.29%) Land $45,000 Building $449,451 | $494,451 (+19.29%) Land $45,000 Building $449,451 |
| 2022 | $5,875.00 | $414,488 Land $40,000 Building $374,488 | $414,488 Land $40,000 Building $374,488 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3023 Towermill Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3023 Towermill Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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