3023 Spencer Trl, Redding, CA 96002 Property Records

Shasta County property record for 3023 Spencer Trl, Redding, CA 96002

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,399 sqft · built 2019
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,000 (Apr 2020)
Tax Bill	$6,144 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`110-390-005-000`

Property Details

APN / Parcel Number

Primary APN	`110-390-005-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,399 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	595 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	110390005000
Street Address	3023 SPENCER TRL
City	REDDING
State	CA
Zip	96002-9691
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CLOVER CREEK VILLAGE
Jurisdiction	SHASTA CA
Township / Civil Division	REDDING
Census Block Group	1
Census Block	1010
Census Tract	11403

Owner

Source: Shasta County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3023 SPENCER TRL, REDDING, CA 96002-9691
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage ZILLOW HOME LOANS LLC
Apr 23, 2020	Grant Deed, Transfer · Conventional Mortgage DIGNIFIED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2020 · Amount on Record
Deed Sale	Apr 23, 2020 · Amount on Record
Deed Document Number	202012502
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHASTA CA
Property Address	3023 SPENCER TRL, REDDING, CA 96002-9691
Transaction Type	Mortgage
Record Updated	Mar 9, 2021
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3023 SPENCER TRL, REDDING, CA 96002-9691

Mortgage

Document Number	0000007719
Date	Feb 25, 2021
Instrument	2021-0007719

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company
Address	LEAWOOD, KS 66211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SHASTA CA
Recording Date	Apr 23, 2020
Property Address	3023 SPENCER TRL, REDDING, CA 96002-9691
Document Number	0000012502
Instrument Date	Apr 13, 2020
Instrument	12502
Transaction Type	Transfer
Record Updated	May 13, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE CO/CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$528.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3023 SPENCER TRL REDDING CA 960029691, REDDING, CA 96002-9691

Mortgage

Document Number	12503
Date	Apr 23, 2020
Instrument	12503

Lender

Name	DIGNIFIED HM LNS
Type	Funding / Finance Company
Address	WESTLAKE VILLAGE, CA 91362

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 22, 2050

Tax Assessment & Valuation

Source: Shasta County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	California
County	Shasta County
Municipality	Redding City
Elementary School District	Enterprise Elementary School District (KG - 08)
Secondary School District	Shasta Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$560,064 (+2%) Land $83,661 Building $476,403
2025	$6,144.00 (+2.9%) Homeowner's exemption	$549,083 (+4.04%) Land $82,021 Building $467,062
2023	$5,971.00 (+3.27%) Homeowner's exemption	$527,763 Land $78,837 Building $448,926
2022	$5,782.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	11 (1995–2014)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Dec 2014 · other causes
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 42% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF REDDING serves 90,254 people · EPA ID CA4510005
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20
Com-Pair Services Fixed Wireless	100 / 25

May also be available: AT&T.

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